by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at East Texas Baptist University can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can East Texas Baptist University offer, and what will you qualify for? Keep reading for more information. Keep reading to see what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from East Texas Baptist University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at East Texas Baptist University, 100% of first-time, full-time freshmen received some form of financial aid roughly 366 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $19,062 |
| Institutional grants & scholarships | 100% | $14,509 |
| Federal Pell grants | 40% | $5,448 |
| State/local grants | 51% | $4,341 |
| Federal student loans | 64% | $4,994 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At East Texas Baptist University, about 81% of undergrads got grants or scholarships worth on average $17,219 (across roughly 1339 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $17,219 |
| Federal Pell grants | 32% | $5,418 |
| Federal student loans | 51% | $6,102 |
Title-IV recipients living on campus saw average grant aid of $20,300.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,716 |
| $30,001 – $75,000 | $22,023 |
| Over $75,000 | $26,615 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,911 |
| Off-campus title-IV students | $23,790 |
To get a personalized net price estimate, try East Texas Baptist University’s official net price calculator: intranet.etbu.edu/npc/.
The median federal debt load at East Texas Baptist University comes to $15,030 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,030 |
| Median federal debt (graduates only) | $23,250 |
| Typical 10-year monthly payment (graduates) | $246.49/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at East Texas Baptist University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,500 |
| 90th percentile (highest-debt students) | $35,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,000 |
| Middle income | $15,094 |
| High income | $16,084 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,500 |
| Continuing-generation students | $17,750 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,750 |
| Independent students | $18,750 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. East Texas Baptist University.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at East Texas Baptist University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7215 |
| Total Stafford loan amount | $117,857,370 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 22 |
| Total GI Bill amount | $315,443 |
| Average GI Bill amount per recipient | $14,338 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.