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Can You Really Afford Eastern Illinois University?

This overview lays out the cost of attending Eastern Illinois University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$26,164.00 Cost of Attendance
$12,786.00 Avg Net Price
$15,722.00 Median Grad Debt

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How Much Does It Cost to Attend Eastern Illinois University?

Attendance costs at Eastern Illinois University spanned $26,164.00 through $28,702.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: near $26,164.00 in-state against $28,702.00 for out-of-state students.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Published Cost for Residents (no aid)

Tuition and fees $13,679.00
+ Room, board & other expenses $12,485.00
Total cost $26,164.00
That is 36% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $26,164.00
− Grants and scholarships −$14,210.00
Net price $11,954.00
That is 38% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $26,164.00
− Grants and scholarships −$17,168.00
Net price $8,996.00
That is 53% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $16,217.00
+ Room, board & other expenses $12,485.00
Total cost $28,702.00
That is 49% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $28,702.00
− Grants and scholarships −$14,210.00
Net price $14,492.00
That is 25% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $28,702.00
− Grants and scholarships −$17,168.00
Net price $11,534.00
That is 40% below the national average net price.
For the full breakdown, see tuition and fees and living costs.

Projected Cost of a Degree at Eastern Illinois University

Published costs have climbed year over year at a recent average of 2.8% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $9,248.00 $12,288.00 $26,896.00
Senior year $10,046.00 $13,349.00 $29,218.00
Total 4-year net price $38,573.00 $51,256.00 $112,185.00
10-year loan interest @ 6.8% $14,695.00 $19,527.00 $42,738.00
Total monthly payment $444.00 $590.00 $1,291.00
Total amount paid $53,267.00 $70,782.00 $154,923.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $9,248.00 $12,288.00 $26,896.00
Senior year $9,506.00 $12,632.00 $27,649.00
Total 2-year net price $18,754.00 $24,921.00 $54,545.00
10-year loan interest @ 6.8% $7,145.00 $9,494.00 $20,780.00
Total monthly payment $216.00 $287.00 $628.00
Total amount paid $25,899.00 $34,415.00 $75,324.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $11,857.00 $14,898.00 $29,505.00
Senior year $12,880.00 $16,183.00 $32,052.00
Total 4-year net price $49,455.00 $62,138.00 $123,067.00
10-year loan interest @ 6.8% $18,841.00 $23,672.00 $46,884.00
Total monthly payment $569.00 $715.00 $1,416.00
Total amount paid $68,295.00 $85,810.00 $169,951.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.8% 2.8% 2.8%
Freshman year $11,857.00 $14,898.00 $29,505.00
Senior year $12,189.00 $15,314.00 $30,331.00
Total 2-year net price $24,045.00 $30,212.00 $59,836.00
10-year loan interest @ 6.8% $9,160.00 $11,510.00 $22,795.00
Total monthly payment $277.00 $348.00 $689.00
Total amount paid $33,206.00 $41,721.00 $82,631.00

See the full net-price breakdown in the net price section below.

What Families Actually Pay at Eastern Illinois University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $12,786.00
Average net price (off-campus) $14,093.00

The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $11,412.00
$30,000 to $48,000 $9,774.00
$48,001 to $75,000 $12,371.00
$75,001 to $110,000 $19,132.00
Over $110,000 $21,672.00

Estimate your specific net price using the school’s Eastern Illinois University Net Price Calculator, or visit the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Debt at Graduation from Eastern Illinois University

The median amount borrowed by graduates of Eastern Illinois University amounts to $15,722.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $4,612.00
25th $8,250.00
Median (50th) $15,722.00
75th $27,000.00
90th $35,000.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt by Family Income at Eastern Illinois University

Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $15,075.00
Middle income $15,091.00
High income $16,750.00

Debt by First-Generation Status at Eastern Illinois University

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $15,750.00
Continuing-generation students $15,419.00

First-gen borrowers at Eastern Illinois University leave with $331.00 more than continuing-generation graduates.

Pell-Eligible Debt Outcomes at Eastern Illinois University

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell vs non-Pell debt gap at Eastern Illinois University comes to $1,463.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Default and Repayment Outcomes at Eastern Illinois University

The default-rate classification at Eastern Illinois University is Low (<5%).

Window Cohort default rate
2-year 5.1%

For a sense of scale, Stafford disbursements at Eastern Illinois University reach $604,104,460.00 over 31,055 loan recipients.

GI Bill and Military Aid at Eastern Illinois University

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 58
Avg GI Bill amount $6,589.00
DoD Tuition Assistance recipients 3
Avg DoD Tuition Assistance $3,250.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Questions Worth Asking

The figures above are a starting point — as you weigh Eastern Illinois University, a few questions are worth asking:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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