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How Affordable Is Eastern Iowa Community College District?

This overview lays out the cost of attending Eastern Iowa Community College District, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$14,499.00 Cost of Attendance
$14,017.00 Avg Net Price
$7,970.00 Median Grad Debt

Use the section links below to navigate this overview:

What Does It Cost to Attend Eastern Iowa Community College District?

Cost of attendance at Eastern Iowa Community College District came in between $14,499.00 to $16,107.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: around $14,499.00 in-state, rising to $16,107.00 out of state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Residents (no aid)

Tuition and fees $4,848.00
+ Room, board & other expenses $9,651.00
Total cost $14,499.00
That is 25% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $14,499.00
− Grants and scholarships −$5,153.00
Net price $9,346.00
That is 51% below the national average net price.

Low-Income Net Price for Residents

Total cost $14,499.00
− Grants and scholarships −$7,329.00
Net price $7,170.00
That is 63% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $6,456.00
+ Room, board & other expenses $9,651.00
Total cost $16,107.00
That is 16% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $16,107.00
− Grants and scholarships −$5,153.00
Net price $10,954.00
That is 43% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $16,107.00
− Grants and scholarships −$7,329.00
Net price $8,778.00
That is 54% below the national average net price.
Go deeper on the components with tuition and fees plus room and board.

Projected Degree Cost at Eastern Iowa Community College District

Published costs have climbed year over year at about 3.0% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.0% 3.0% 3.0%
Freshman year $7,387.00 $9,629.00 $14,938.00
Senior year $8,078.00 $10,529.00 $16,335.00
Total 4-year net price $30,915.00 $40,298.00 $62,516.00
10-year loan interest @ 6.8% $11,778.00 $15,352.00 $23,816.00
Total monthly payment $356.00 $464.00 $719.00
Total amount paid $42,693.00 $55,650.00 $86,333.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.0% 3.0% 3.0%
Freshman year $7,387.00 $9,629.00 $14,938.00
Senior year $7,610.00 $9,920.00 $15,389.00
Total 2-year net price $14,997.00 $19,549.00 $30,327.00
10-year loan interest @ 6.8% $5,713.00 $7,447.00 $11,553.00
Total monthly payment $173.00 $225.00 $349.00
Total amount paid $20,711.00 $26,996.00 $41,880.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.0% 3.0% 3.0%
Freshman year $9,044.00 $11,285.00 $16,594.00
Senior year $9,889.00 $12,341.00 $18,146.00
Total 4-year net price $37,849.00 $47,231.00 $69,450.00
10-year loan interest @ 6.8% $14,419.00 $17,993.00 $26,458.00
Total monthly payment $436.00 $544.00 $799.00
Total amount paid $52,268.00 $65,225.00 $95,908.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.0% 3.0% 3.0%
Freshman year $9,044.00 $11,285.00 $16,594.00
Senior year $9,317.00 $11,627.00 $17,096.00
Total 2-year net price $18,361.00 $22,912.00 $33,690.00
10-year loan interest @ 6.8% $6,995.00 $8,729.00 $12,835.00
Total monthly payment $211.00 $264.00 $388.00
Total amount paid $25,355.00 $31,641.00 $46,525.00

For the complete net-price picture, see the net-price section.

What Families Actually Pay at Eastern Iowa Community College District

Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $14,017.00
Average net price (off-campus) $9,722.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $7,830.00
$30,000 to $48,000 $8,489.00
$48,001 to $75,000 $10,690.00
$75,001 to $110,000 $14,131.00
Over $110,000 $14,499.00

For a personalized estimate, try the Eastern Iowa Community College District Net Price Calculator, or visit the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

How Much Do Students Borrow at Eastern Iowa Community College District

The median graduating debt at Eastern Iowa Community College District works out to $7,970.00, which federal data classifies as a Very Low (<$10k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $1,500.00
25th $2,750.00
Median (50th) $7,970.00
75th $12,600.00
90th $22,039.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Dig deeper into debt on the student loan debt detail.

How Income Shapes Debt at Eastern Iowa Community College District

Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $9,500.00
Middle income $6,500.00
High income $6,500.00

Graduates from lower-income families carry $3,000.00 more debt than high-income graduates.

First-Generation Borrowing at Eastern Iowa Community College District

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $8,250.00
Continuing-generation students $6,500.00

First-gen borrowers at Eastern Iowa Community College District leave with $1,750.00 more than continuing-generation graduates.

Debt by Pell Status at Eastern Iowa Community College District

The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of Eastern Iowa Community College District works out to $2,149.00. This institution is flagged by federal data for Pell-debt inequity.

Default and Repayment Outcomes at Eastern Iowa Community College District

The default-rate category at Eastern Iowa Community College District is Low (<5%).

Window Cohort default rate
2-year 15.0%

For context on the loan portfolio, Stafford disbursements at Eastern Iowa Community College District reach $263,545,404.00 distributed across 20,930 student borrowers.

Veteran Benefits at Eastern Iowa Community College District

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 77
Avg GI Bill amount $2,981.00
DoD Tuition Assistance recipients 21
Avg DoD Tuition Assistance $2,083.00

Dig into veteran education benefits on the veteran aid breakdown.

Further Questions to Consider

Beyond the data above, it helps to ask a few questions when weighing Eastern Iowa Community College District, think through the questions below:

Keep Researching for Eastern Iowa Community College District

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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