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Can You Really Afford Eastern Kentucky University?

Below is the data on what it actually costs to attend Eastern Kentucky University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$22,265.00 Cost of Attendance
$11,040.00 Avg Net Price
$14,929.00 Median Grad Debt

Use the section links below to navigate this overview:

How Much Does It Cost to Attend Eastern Kentucky University?

Published attendance costs at Eastern Kentucky University came in between $22,265.00 through $33,175.00 across residency tiers.

Where you live mattered — in-state students paid less than out-of-state students: near $22,265.00 in-state against $33,175.00 for non-residents.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $10,320.00
+ Room, board & other expenses $11,945.00
Total cost $22,265.00
That is 16% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $22,265.00
− Grants and scholarships −$12,695.00
Net price $9,570.00
That is 50% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $22,265.00
− Grants and scholarships −$15,144.00
Net price $7,121.00
That is 63% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $21,230.00
+ Room, board & other expenses $11,945.00
Total cost $33,175.00
That is 72% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $33,175.00
− Grants and scholarships −$12,695.00
Net price $20,480.00
That is 6% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $33,175.00
− Grants and scholarships −$15,144.00
Net price $18,031.00
That is 6% below the national average net price.
Explore each piece on the tuition & fees page plus living costs.

Estimating the Total Cost of a Degree at Eastern Kentucky University

Published costs have climbed year over year by roughly 2.0% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $7,261.00 $9,759.00 $22,704.00
Senior year $7,699.00 $10,347.00 $24,074.00
Total 4-year net price $29,916.00 $40,205.00 $93,538.00
10-year loan interest @ 6.8% $11,397.00 $15,316.00 $35,634.00
Total monthly payment $344.00 $463.00 $1,076.00
Total amount paid $41,313.00 $55,521.00 $129,172.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $7,261.00 $9,759.00 $22,704.00
Senior year $7,405.00 $9,951.00 $23,152.00
Total 2-year net price $14,666.00 $19,710.00 $45,856.00
10-year loan interest @ 6.8% $5,587.00 $7,509.00 $17,469.00
Total monthly payment $169.00 $227.00 $528.00
Total amount paid $20,253.00 $27,219.00 $63,325.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $18,387.00 $20,884.00 $33,829.00
Senior year $19,496.00 $22,144.00 $35,870.00
Total 4-year net price $75,750.00 $86,039.00 $139,372.00
10-year loan interest @ 6.8% $28,858.00 $32,778.00 $53,096.00
Total monthly payment $872.00 $990.00 $1,604.00
Total amount paid $104,608.00 $118,816.00 $192,467.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $18,387.00 $20,884.00 $33,829.00
Senior year $18,749.00 $21,296.00 $34,496.00
Total 2-year net price $37,136.00 $42,179.00 $68,325.00
10-year loan interest @ 6.8% $14,147.00 $16,069.00 $26,029.00
Total monthly payment $427.00 $485.00 $786.00
Total amount paid $51,283.00 $58,248.00 $94,355.00

Read more in the net-price section.

Net Price — What Students Actually Pay at Eastern Kentucky University

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $11,040.00
Average net price (off-campus) $9,962.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $7,107.00
$30,000 to $48,000 $7,006.00
$48,001 to $75,000 $9,326.00
$75,001 to $110,000 $14,213.00
Over $110,000 $15,362.00

Estimate your specific net price using the school’s Eastern Kentucky University Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Borrowing and Debt at Eastern Kentucky University

Typical debt at graduation from Eastern Kentucky University is $14,929.00, placing the school in the Low ($10-20k) burden tier.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,266.00
25th $5,500.00
Median (50th) $14,929.00
75th $26,250.00
90th $37,500.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt Outcomes by Family Income at Eastern Kentucky University

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $14,257.00
Middle income $15,000.00
High income $15,000.00

Debt by First-Generation Status at Eastern Kentucky University

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $15,000.00
Continuing-generation students $14,000.00

First-generation borrowers from Eastern Kentucky University graduate with $1,000.00 more debt than continuing-generation students.

Pell Grant Recipients and Debt at Eastern Kentucky University

The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The gap between Pell-eligible and non-Pell median debt at Eastern Kentucky University is $3,095.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Eastern Kentucky University

The default-rate classification at Eastern Kentucky University is Low (<5%).

Window Cohort default rate
2-year 9.1%

For a sense of scale, Stafford disbursements at Eastern Kentucky University reach $1,256,288,504.00 over 57,289 disbursements.

GI Bill and Military Aid at Eastern Kentucky University

Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 343
Avg GI Bill amount $8,233.00
DoD Tuition Assistance recipients 51
Avg DoD Tuition Assistance $2,430.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions Worth Asking

Use the figures above as a launch point, then think through Eastern Kentucky University, a few questions are worth asking:

Dig Deeper into Eastern Kentucky University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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