by our College Data Analytics TeamThe majority of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Eastern Oklahoma State College can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financing options does Eastern offer, and what will you qualify for? Keep scrolling for more information. Keep reading to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Eastern Oklahoma State College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Eastern Oklahoma State College, 90% of first-time, full-time freshmen received some form of financial aid approximately 186 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $7,969 |
| Institutional grants & scholarships | 47% | $3,770 |
| Federal Pell grants | 57% | $6,374 |
| State/local grants | 41% | $2,452 |
| Federal student loans | 18% | $5,805 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Eastern, around 88% of undergraduates were awarded grant or scholarship aid averaging $5,729 (across roughly 1139 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $5,729 |
| Federal Pell grants | 44% | $5,730 |
| Federal student loans | 15% | $6,571 |
For on-campus title-IV students, average grant aid came to $7,716.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,745 |
| $30,001 – $75,000 | $12,086 |
| Over $75,000 | $15,949 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,830 |
| Off-campus title-IV students | $11,020 |
To get a personalized net price estimate, try Eastern’s net price calculator: www.eosc.edu/admissions-aid/tuition-fees/tuition-calculator.
A typical borrower at Eastern leaves with $8,750 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,750 |
| Median federal debt (graduates only) | $11,900 |
| Typical 10-year monthly payment (graduates) | $126.16/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at Eastern.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,250 |
| 25th percentile | $4,000 |
| 75th percentile | $15,750 |
| 90th percentile (highest-debt students) | $25,250 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $7,960 |
| High income | $7,714 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $7,289 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $11,375 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Eastern.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Eastern:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4350 |
| Total Stafford loan amount | $52,815,231 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 18 |
| Total GI Bill amount | $74,974 |
| Average GI Bill amount per recipient | $4,165 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 3 |
| Total DoD amount | $5,538 |
| Average DoD amount per recipient | $1,846 |
References
More about our data sources and methodologies.