by our College Data Analytics TeamBelow is the data on what it actually costs to attend Florida SouthWestern State College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Cost of attendance at Florida SouthWestern State College came in between $14,644.00 to $24,222.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: about $14,644.00 for in-state students versus $24,222.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $3,401.00 |
| + Room, board & other expenses | $11,243.00 |
| Total cost | $14,644.00 |
| That is 24% below the national average net price. |
| Total cost | $14,644.00 |
| − Grants and scholarships | −$7,007.00 |
| Net price | $7,637.00 |
| That is 60% below the national average net price. |
| Total cost | $14,644.00 |
| − Grants and scholarships | −$8,243.00 |
| Net price | $6,401.00 |
| That is 67% below the national average net price. |
| Tuition and fees | $12,979.00 |
| + Room, board & other expenses | $11,243.00 |
| Total cost | $24,222.00 |
| That is 26% above the national average net price. |
| Total cost | $24,222.00 |
| − Grants and scholarships | −$7,007.00 |
| Net price | $17,215.00 |
| That is 11% below the national average net price. |
| Total cost | $24,222.00 |
| − Grants and scholarships | −$8,243.00 |
| Net price | $15,979.00 |
| That is 17% below the national average net price. | |
| Explore each piece on tuition and fees and room and board. |
The tables below project a full degree at the current published cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,401.00 | $7,637.00 | $14,644.00 |
| Senior year | $6,401.00 | $7,637.00 | $14,644.00 |
| Total 4-year net price | $25,604.00 | $30,548.00 | $58,576.00 |
| 10-year loan interest @ 6.8% | $9,754.00 | $11,638.00 | $22,315.00 |
| Total monthly payment | $295.00 | $352.00 | $674.00 |
| Total amount paid | $35,358.00 | $42,186.00 | $80,891.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,401.00 | $7,637.00 | $14,644.00 |
| Senior year | $6,401.00 | $7,637.00 | $14,644.00 |
| Total 2-year net price | $12,802.00 | $15,274.00 | $29,288.00 |
| 10-year loan interest @ 6.8% | $4,877.00 | $5,819.00 | $11,158.00 |
| Total monthly payment | $147.00 | $176.00 | $337.00 |
| Total amount paid | $17,679.00 | $21,093.00 | $40,446.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,979.00 | $17,215.00 | $24,222.00 |
| Senior year | $15,979.00 | $17,215.00 | $24,222.00 |
| Total 4-year net price | $63,916.00 | $68,860.00 | $96,888.00 |
| 10-year loan interest @ 6.8% | $24,350.00 | $26,233.00 | $36,911.00 |
| Total monthly payment | $736.00 | $792.00 | $1,115.00 |
| Total amount paid | $88,266.00 | $95,093.00 | $133,799.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,979.00 | $17,215.00 | $24,222.00 |
| Senior year | $15,979.00 | $17,215.00 | $24,222.00 |
| Total 2-year net price | $31,958.00 | $34,430.00 | $48,444.00 |
| 10-year loan interest @ 6.8% | $12,175.00 | $13,117.00 | $18,455.00 |
| Total monthly payment | $368.00 | $396.00 | $557.00 |
| Total amount paid | $44,133.00 | $47,547.00 | $66,899.00 |
| Read more in the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $7,247.00 |
| Average net price (off-campus) | $8,249.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,953.00 |
| $30,000 to $48,000 | $7,787.00 |
| $48,001 to $75,000 | $10,002.00 |
| $75,001 to $110,000 | $13,126.00 |
| Over $110,000 | $14,458.00 |
Get a tailored estimate from the Florida SouthWestern State College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving Florida SouthWestern State College stands at $5,000.00, placing the school in the Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,500.00 |
| Median (50th) | $5,000.00 |
| 75th | $9,164.00 |
| 90th | $17,441.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,250.00 |
| Middle income | $4,971.00 |
| High income | $4,500.00 |
Low-income borrowers graduate with $750.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,813.00 |
| Continuing-generation students | $5,250.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Florida SouthWestern State College comes to $750.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for Florida SouthWestern State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.0% |
To put the rates in context, Stafford loans at Florida SouthWestern State College amount to $200,040,353.00 distributed across 23,266 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 203 |
| Avg GI Bill amount | $2,145.00 |
| DoD Tuition Assistance recipients | 58 |
| Avg DoD Tuition Assistance | $2,059.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Florida SouthWestern State College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.