by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Educators of Beauty College of Cosmetology-Sterling can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does Educators of Beauty College of Cosmetology-Sterling deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Educators of Beauty College of Cosmetology-Sterling.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Educators of Beauty College of Cosmetology-Sterling, 88% of the incoming full-time class was awarded financial aid (about 46 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 65% | $5,442 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 65% | $5,442 |
| State/local grants | 0% | — |
| Federal student loans | 85% | $6,885 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Educators of Beauty College of Cosmetology-Sterling, about 62% of the undergraduate population received grant aid that averaged $5,580 (for some 52 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $5,580 |
| Federal Pell grants | 62% | $5,580 |
| Federal student loans | 70% | $8,012 |
For students living on campus and receiving title-IV aid, grants averaged $3,986.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,521 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,391 |
| Off-campus title-IV students | $13,195 |
For an estimate tailored to your family circumstances, see Educators of Beauty College of Cosmetology-Sterling’s net price tool: educatorsofbeauty.com/admissions/affordability/.
A typical borrower at Educators of Beauty College of Cosmetology-Sterling leaves with $9,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,833 |
| Typical 10-year monthly payment (graduates) | $104.25/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at Educators of Beauty College of Cosmetology-Sterling.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $11,949 |
| 90th percentile (highest-debt students) | $13,853 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,673 |
| High income | $9,830 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,833 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,738 |
| Independent students | $11,000 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Educators of Beauty College of Cosmetology-Sterling.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at Educators of Beauty College of Cosmetology-Sterling:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1445 |
| Total Stafford loan amount | $13,615,802 |
References
More about our data sources and methodologies.