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Can You Really Afford Edward Waters University?

This overview lays out the cost of attending Edward Waters University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$26,973.00 Cost of Attendance
$13,649.00 Avg Net Price
$11,000.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

The Cost of Attending Edward Waters University?

Published attendance costs at Edward Waters University comes to about $26,973.00 a year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Sticker Cost for Students (no aid)

Tuition and fees $16,366.00
+ Room, board & other expenses $10,607.00
Total cost $26,973.00
That is 18% below the national average net price.

Average Net Price for Students (with average aid)

Total cost $26,973.00
− Grants and scholarships −$12,968.00
Net price $14,005.00
That is 57% below the national average net price.

Low-Income Net Price for Undergraduates

Total cost $26,973.00
− Grants and scholarships −$14,237.00
Net price $12,736.00
That is 61% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus room and board.

Projected Cost of a Degree at Edward Waters University

Cost of attendance here has been rising by around 3.3% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $13,161.00 $14,472.00 $27,872.00
Senior year $14,521.00 $15,968.00 $30,754.00
Total 4-year net price $55,334.00 $60,847.00 $117,189.00
10-year loan interest @ 6.8% $21,080.00 $23,181.00 $44,645.00
Total monthly payment $637.00 $700.00 $1,349.00
Total amount paid $76,414.00 $84,028.00 $161,834.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $13,161.00 $14,472.00 $27,872.00
Senior year $13,599.00 $14,954.00 $28,801.00
Total 2-year net price $26,760.00 $29,426.00 $56,674.00
10-year loan interest @ 6.8% $10,195.00 $11,210.00 $21,591.00
Total monthly payment $308.00 $339.00 $652.00
Total amount paid $36,954.00 $40,637.00 $78,264.00

See the full net-price breakdown in the net-price section.

Net Price — What Students Actually Pay at Edward Waters University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $13,649.00
Average net price (off-campus) $13,580.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $12,861.00
$30,000 to $48,000 $12,887.00
$48,001 to $75,000 $15,958.00
$75,001 to $110,000 $14,237.00
Over $110,000 $20,001.00

Get a tailored estimate from the Edward Waters University Net Price Calculator, or contact the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Student Debt at Edward Waters University

The median graduating debt at Edward Waters University works out to $11,000.00, placing the school in the Low ($10-20k) debt-load classification.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $2,750.00
25th $5,500.00
Median (50th) $11,000.00
75th $28,968.00
90th $45,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student loan debt detail.

How Debt Varies by Income at Edward Waters University

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $11,686.00
Middle income $9,875.00
High income $7,500.00

On average, low-income graduates leave with $4,186.00 in additional median debt versus high-income graduates.

Debt by First-Generation Status at Edward Waters University

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $11,250.00
Continuing-generation students $8,750.00

First-generation graduates of Edward Waters University leave with $2,500.00 in additional median debt versus continuing-generation peers.

Debt by Pell Status at Edward Waters University

The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of Edward Waters University stands at $2,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Default Rates and Repayment at Edward Waters University

The default-rate category at Edward Waters University is Low (<5%).

Window Cohort default rate
2-year 11.5%

For context on the loan portfolio, Stafford disbursements at Edward Waters University amount to $138,898,069.00 across 7,085 borrowers.

Veteran Benefits at Edward Waters University

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 10
Avg GI Bill amount $7,277.00

Explore GI Bill and military aid in detail on the college veterans page.

Questions Worth Asking

Beyond the data above, it helps to ask a few questions when weighing Edward Waters University, a few questions are worth asking:

Explore Further for Edward Waters University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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