A large number of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to El Paso Community College can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can El Paso Community College deliver, and just what are you going to be eligible for? Keep reading for answers. Scroll down to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from El Paso Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at El Paso Community College, 83% of new full-time first-years were awarded at least some aid roughly 1942 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $9,875 |
| Institutional grants & scholarships | 2% | $2,829 |
| Federal Pell grants | 80% | $8,191 |
| State/local grants | 48% | $2,740 |
| Federal student loans | 2% | $3,385 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Here, some 38% of undergraduate students received gift aid averaging $8,078 (across approximately 9613 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $8,078 |
| Federal Pell grants | 37% | $7,175 |
| Federal student loans | 2% | $4,795 |
For students living on campus and receiving title-IV aid, grants averaged $10,131.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $3,475 |
| $30,001 – $75,000 | $4,957 |
| Over $75,000 | $10,173 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,206 |
| Off-campus title-IV students | $5,182 |
For an estimate tailored to your family circumstances, see El Paso Community College’s official net price calculator: www.epcc.edu/Admissions/FinancialAid/how-awards-are-determined.
The median federal debt load at El Paso Community College comes to $5,231 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,231 |
| Median federal debt (graduates only) | $6,566 |
| Typical 10-year monthly payment (graduates) | $69.61/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at El Paso Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,606 |
| 25th percentile | $2,250 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $18,400 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,531 |
| Middle income | $4,750 |
| High income | $4,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,250 |
| Continuing-generation students | $4,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,000 |
| Independent students | $8,000 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. El Paso Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at El Paso Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 12782 |
| Total Stafford loan amount | $109,559,877 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 629 |
| Total GI Bill amount | $1,685,054 |
| Average GI Bill amount per recipient | $2,679 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 220 |
| Total DoD amount | $232,850 |
| Average DoD amount per recipient | $1,058 |
References
More about our data sources and methodologies.