by our College Data Analytics TeamMany students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Elizabeth City State University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will ECSU provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to discover just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Elizabeth City State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Elizabeth City State University, 93% of first-year full-time students received aid of some kind roughly 321 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $10,732 |
| Institutional grants & scholarships | 79% | $3,625 |
| Federal Pell grants | 67% | $6,454 |
| State/local grants | 55% | $3,619 |
| Federal student loans | 64% | $5,002 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At this school, around 76% of undergraduates were awarded grant or scholarship aid averaging $8,908 (among about 1557 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $8,908 |
| Federal Pell grants | 54% | $6,128 |
| Federal student loans | 54% | $6,073 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $11,337.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,669 |
| $30,001 – $75,000 | $6,720 |
| Over $75,000 | $14,884 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,364 |
| Off-campus title-IV students | $7,237 |
To get a personalized net price estimate, try ECSU’s official net price calculator: [tcc.ruffalonl.com/Elizabeth City State University/Net_Price_Calculator](https://tcc.ruffalonl.com/Elizabeth City State University/Net_Price_Calculator).
The median student at ECSU graduates with $12,656 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,656 |
| Median federal debt (graduates only) | $21,463 |
| Typical 10-year monthly payment (graduates) | $227.54/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at ECSU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,870 |
| 25th percentile | $8,808 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $39,509 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,626 |
| Middle income | $12,000 |
| High income | $14,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,719 |
| Continuing-generation students | $12,241 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,719 |
| Independent students | $12,604 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. ECSU.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at ECSU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 11849 |
| Total Stafford loan amount | $231,919,942 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 67 |
| Total GI Bill amount | $180,457 |
| Average GI Bill amount per recipient | $2,693 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.