by our College Data Analytics TeamThe majority of students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Emporia State University can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financial assistance solutions will ESU deliver, and just what are you going to be eligible for? Read on for answers. Keep scrolling to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at Emporia State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Emporia State University, 99% of entering full-time freshmen got some type of financial assistance (about 400 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $5,951 |
| Institutional grants & scholarships | 84% | $2,795 |
| Federal Pell grants | 40% | $5,354 |
| State/local grants | 33% | $2,624 |
| Federal student loans | 72% | $5,314 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At ESU, some 81% of undergraduates were awarded an average grant or scholarship of $7,832 (among about 1946 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $7,832 |
| Federal Pell grants | 34% | $5,369 |
| Federal student loans | 59% | $6,322 |
For on-campus title-IV students, average grant aid came to $5,706.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,698 |
| $30,001 – $75,000 | $13,822 |
| Over $75,000 | $18,220 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,261 |
| Off-campus title-IV students | $15,702 |
For a personalized estimate based on your family’s financial situation, use ESU’s online cost calculator: www.emporia.edu/financial-aid/financial-information-consumers/net-price-calculator-tool/.
Graduating students at ESU carry a median federal student debt of $14,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $19,500 |
| Typical 10-year monthly payment (graduates) | $206.73/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at ESU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,973 |
| 25th percentile | $5,500 |
| 75th percentile | $22,500 |
| 90th percentile (highest-debt students) | $31,659 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,202 |
| Middle income | $13,375 |
| High income | $14,257 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,000 |
| Continuing-generation students | $14,257 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,882 |
| Independent students | $15,627 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. ESU.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at ESU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 20255 |
| Total Stafford loan amount | $413,273,400 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 45 |
| Total GI Bill amount | $207,731 |
| Average GI Bill amount per recipient | $4,616 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 7 |
| Total DoD amount | $15,861 |
| Average DoD amount per recipient | $2,266 |
References
More about our data sources and methodologies.