by our College Data Analytics TeamThis page focuses on the debt students take on to attend Escuela Hotelera de San Juan— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Escuela Hotelera de San Juan specifically, 8% of freshmen borrow to help pay for their first year, at roughly $4,965 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,965, which is 90.3% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Escuela Hotelera de San Juan, 12% use federal student loans to help pay for their education, with a mean of $5,545 each per year. That is 11.7% more than the first-year federal average of $4,965.
Borrowing at that rate every year works out to about $11,090 after two years and $22,180 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 12% |
| Average federal loan per year | $5,545 |
| Undergraduates with a federal loan | 49 |
| Total federal loans (one year) | $271,724 |
The middle borrower at Escuela Hotelera de San Juan owes $3,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $3,500 |
| Students who completed (graduates) | $3,500 |
| Students who withdrew | $3,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Escuela Hotelera de San Juan.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,000 |
| 75th percentile | $5,250 |
| 90th percentile (highest-debt students) | $7,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Escuela Hotelera de San Juan.
Repayment burden translates the debt figures into what a borrower actually pays each month. Escuela Hotelera de San Juan.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Escuela Hotelera de San Juan follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.2% |
| Borrowers in the cohort | 39 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $3,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,500 |
| Continuing-generation students | $3,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $6,999 |
Federal data publishes the following gap measures for Escuela Hotelera de San Juan.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.