This overview lays out the cost of attending Farmingdale State College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Published attendance costs at Farmingdale State College came in between $17,146.00 through $27,056.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: around $17,146.00 for in-state students versus $27,056.00 for out-of-state students.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $8,626.00 |
| + Room, board & other expenses | $8,520.00 |
| Total cost | $17,146.00 |
| That is 11% below the national average net price. |
| Total cost | $17,146.00 |
| − Grants and scholarships | −$8,099.00 |
| Net price | $9,047.00 |
| That is 53% below the national average net price. |
| Total cost | $17,146.00 |
| − Grants and scholarships | −$14,033.00 |
| Net price | $3,113.00 |
| That is 84% below the national average net price. |
| Tuition and fees | $18,536.00 |
| + Room, board & other expenses | $8,520.00 |
| Total cost | $27,056.00 |
| That is 41% above the national average net price. |
| Total cost | $27,056.00 |
| − Grants and scholarships | −$8,099.00 |
| Net price | $18,957.00 |
| That is 2% below the national average net price. |
| Total cost | $27,056.00 |
| − Grants and scholarships | −$14,033.00 |
| Net price | $13,023.00 |
| That is 32% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
The reported cost series has been increasing at about 0.1% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $3,116.00 | $9,055.00 | $17,161.00 |
| Senior year | $3,124.00 | $9,080.00 | $17,208.00 |
| Total 4-year net price | $12,480.00 | $36,270.00 | $68,739.00 |
| 10-year loan interest @ 6.8% | $4,754.00 | $13,817.00 | $26,187.00 |
| Total monthly payment | $144.00 | $417.00 | $791.00 |
| Total amount paid | $17,235.00 | $50,087.00 | $94,926.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $3,116.00 | $9,055.00 | $17,161.00 |
| Senior year | $3,119.00 | $9,063.00 | $17,177.00 |
| Total 2-year net price | $6,234.00 | $18,118.00 | $34,338.00 |
| 10-year loan interest @ 6.8% | $2,375.00 | $6,902.00 | $13,082.00 |
| Total monthly payment | $72.00 | $209.00 | $395.00 |
| Total amount paid | $8,610.00 | $25,021.00 | $47,420.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $13,035.00 | $18,974.00 | $27,080.00 |
| Senior year | $13,070.00 | $19,025.00 | $27,154.00 |
| Total 4-year net price | $52,210.00 | $75,999.00 | $108,468.00 |
| 10-year loan interest @ 6.8% | $19,890.00 | $28,953.00 | $41,322.00 |
| Total monthly payment | $601.00 | $875.00 | $1,248.00 |
| Total amount paid | $72,099.00 | $104,952.00 | $149,791.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $13,035.00 | $18,974.00 | $27,080.00 |
| Senior year | $13,046.00 | $18,991.00 | $27,105.00 |
| Total 2-year net price | $26,081.00 | $37,965.00 | $54,185.00 |
| 10-year loan interest @ 6.8% | $9,936.00 | $14,463.00 | $20,643.00 |
| Total monthly payment | $300.00 | $437.00 | $624.00 |
| Total amount paid | $36,017.00 | $52,429.00 | $74,828.00 |
Read more in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $10,867.00 |
| Average net price (off-campus) | $9,173.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,865.00 |
| $30,000 to $48,000 | $6,366.00 |
| $48,001 to $75,000 | $10,730.00 |
| $75,001 to $110,000 | $13,143.00 |
| Over $110,000 | $16,356.00 |
For a personalized estimate, try the Farmingdale State College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Farmingdale State College is $11,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,928.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,000.00 |
| 75th | $20,912.00 |
| 90th | $29,410.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,753.00 |
| Middle income | $10,500.00 |
| High income | $12,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,000.00 |
| Continuing-generation students | $11,750.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Farmingdale State College is $-1,500.00.
The default-rate category at Farmingdale State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
To put the rates in context, Stafford loans at Farmingdale State College add up to $205,989,526.00 spread across 16,285 borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 178 |
| Avg GI Bill amount | $6,671.00 |
| DoD Tuition Assistance recipients | 35 |
| Avg DoD Tuition Assistance | $3,691.00 |
Read more about military and veteran aid on the college veterans page.
The data above is a foundation; round it out by asking yourself about Farmingdale State College, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.