by our College Data Analytics TeamHere you will find what students actually borrow to attend Feather River Community College District: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Feather River College, 17% of incoming undergraduates borrow in year one, borrowing on average $5,544 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,841, which is 88.0% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Feather River College, 7% use federal student loans to help pay for their education, with a mean of $5,572 per year. That is 15.1% larger than the $4,841 freshmen take on.
Borrowing the same amount each year would add up to roughly $11,144 in two years and roughly $22,288 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 7% |
| Average federal loan per year | $5,572 |
| Undergraduates with a federal loan | 108 |
| Total federal loans (one year) | $601,732 |
The middle borrower at Feather River College owes $7,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,000 |
| Students who completed (graduates) | $10,750 |
| Students who withdrew | $5,776 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Feather River College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,500 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $19,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Feather River College.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Feather River College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 98 | $11,313 |
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Feather River College.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 85 | — |
| No Stafford loan | 13 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 47 | $10,000 |
| No Stafford loan this year | 51 | $12,000 |
The indicators below describe what the typical debt costs to pay back at Feather River College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Feather River College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.4% |
| Borrowers in the cohort | 223 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,750 |
| Middle income | $6,000 |
| High income | $6,360 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,332 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Feather River College.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.