by our College Data Analytics TeamA large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Finger Lakes Community College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does Finger Lakes Community College offer, and what will you qualify for? Keep scrolling for more information. Scroll down to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from Finger Lakes Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Finger Lakes Community College, 79% of first-time, full-time freshmen received some form of financial aid (about 670 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $6,736 |
| Institutional grants & scholarships | 7% | $1,384 |
| Federal Pell grants | 56% | $5,344 |
| State/local grants | 45% | $2,983 |
| Federal student loans | 50% | $5,382 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Finger Lakes Community College, roughly 32% of the undergraduate population received grant aid that averaged $5,857 (across roughly 1763 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 32% | $5,857 |
| Federal Pell grants | 27% | $4,829 |
| Federal student loans | 26% | $6,033 |
For on-campus title-IV students, average grant aid came to $6,002.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,933 |
| $30,001 – $75,000 | $14,165 |
| Over $75,000 | $18,176 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,898 |
| Off-campus title-IV students | $14,186 |
For a customized cost estimate, visit Finger Lakes Community College’s net price tool: www.flcc.edu/costs/netcalculator.
The middle student in the debt distribution at Finger Lakes Community College owes $8,250 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,250 |
| Median federal debt (graduates only) | $12,975 |
| Typical 10-year monthly payment (graduates) | $137.56/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Finger Lakes Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,609 |
| 25th percentile | $4,028 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $19,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,000 |
| Middle income | $8,047 |
| High income | $6,277 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $7,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,651 |
| Independent students | $9,500 |
A handful of calculated indicators summarize the debt outlook at Finger Lakes Community College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Finger Lakes Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 18885 |
| Total Stafford loan amount | $206,151,854 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.