by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Fitchburg State University can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does Fitchburg State offer, and what will you qualify for? Keep scrolling for more information. Keep reading to find out what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Fitchburg State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
At Fitchburg State University, 97% of first-year full-time students received aid of some kind approximately 589 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $11,539 |
| Institutional grants & scholarships | 89% | $3,972 |
| Federal Pell grants | 46% | $5,406 |
| State/local grants | 86% | $5,076 |
| Federal student loans | 58% | $4,906 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Fitchburg State, some 72% of undergraduates were awarded an average grant or scholarship of $8,819 (across approximately 2249 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $8,819 |
| Federal Pell grants | 33% | $5,335 |
| Federal student loans | 47% | $6,186 |
For students living on campus and receiving title-IV aid, grants averaged $11,293.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,532 |
| $30,001 – $75,000 | $13,105 |
| Over $75,000 | $21,327 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,262 |
| Off-campus title-IV students | $15,432 |
For an estimate tailored to your family circumstances, see Fitchburg State’s official net price calculator: www.fitchburgstate.edu/admissions-aid/financial-aid/net-price-calculator.
The middle student in the debt distribution at Fitchburg State owes $18,220 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,220 |
| Median federal debt (graduates only) | $24,239 |
| Typical 10-year monthly payment (graduates) | $256.97/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Fitchburg State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,633 |
| 25th percentile | $6,500 |
| 75th percentile | $26,223 |
| 90th percentile (highest-debt students) | $30,553 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,790 |
| Middle income | $19,250 |
| High income | $17,282 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,390 |
| Continuing-generation students | $17,675 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,500 |
| Independent students | $17,250 |
These indicators are derived from the underlying debt data and summarize the overall picture at Fitchburg State.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Fitchburg State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 15956 |
| Total Stafford loan amount | $256,685,186 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 69 |
| Total GI Bill amount | $494,657 |
| Average GI Bill amount per recipient | $7,169 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 14 |
| Total DoD amount | $30,774 |
| Average DoD amount per recipient | $2,198 |
References
More about our data sources and methodologies.