by our College Data Analytics TeamThis page focuses on the debt students take on to attend Flint Hills Technical College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Flint Hills Technical College specifically, 25% of first-year students take on loan debt, averaging $5,761 each — a figure that counts both private and federal student loans.
The average federal loan is $5,553. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Flint Hills Technical College, 30% take out federal student loans, at an average of $6,224 per year. That is 12.1% more than the first-year federal average of $5,553.
At a steady annual pace, that totals around $12,448 over two years and about $24,896 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 30% |
| Average federal loan per year | $6,224 |
| Undergraduates with a federal loan | 103 |
| Total federal loans (one year) | $641,033 |
Graduating and withdrawing students at Flint Hills Technical College carry a median federal debt of $6,365 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,365 |
| Students who completed (graduates) | $6,625 |
| Students who withdrew | $5,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Flint Hills Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,700 |
| 25th percentile | $4,500 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $19,173 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Flint Hills Technical College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Flint Hills Technical College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 33 | $9,833 |
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Flint Hills Technical College.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 19 | — |
| No Stafford loan this year | 14 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. Flint Hills Technical College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Flint Hills Technical College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.4% |
| Borrowers in the cohort | 226 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,332 |
| Middle income | $6,184 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,750 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Flint Hills Technical College.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.