by our College Data Analytics TeamThe majority of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Florida Gulf Coast University can seem overwhelming, but bear in mind that many students are given some form of financial aid.
Just what financing solutions does FGCU deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Florida Gulf Coast University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For freshmen starting at Florida Gulf Coast University, 77% of first-time, full-time freshmen received some form of financial aid some 2081 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $8,515 |
| Institutional grants & scholarships | 46% | $3,376 |
| Federal Pell grants | 26% | $6,115 |
| State/local grants | 47% | $4,447 |
| Federal student loans | 28% | $7,946 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At FGCU, about 56% of the undergraduate population received grant aid that averaged $7,429 (covering around 8001 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $7,429 |
| Federal Pell grants | 28% | $5,719 |
| Federal student loans | 25% | $7,873 |
For students living on campus and receiving title-IV aid, grants averaged $8,239.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,565 |
| $30,001 – $75,000 | $8,466 |
| Over $75,000 | $15,636 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,568 |
| Off-campus title-IV students | $10,319 |
For an estimate tailored to your family circumstances, see FGCU’s online cost calculator: www.fgcu.edu/admissionsandaid/financialaid/netpricecalculator/npcalc.htm.
The middle student in the debt distribution at FGCU owes $11,999 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,999 |
| Median federal debt (graduates only) | $17,622 |
| Typical 10-year monthly payment (graduates) | $186.82/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at FGCU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,000 |
| 25th percentile | $5,500 |
| 75th percentile | $23,375 |
| 90th percentile (highest-debt students) | $31,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $11,025 |
| Middle income | $11,000 |
| High income | $12,050 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,658 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,327 |
| Independent students | $13,000 |
The figure below distills the debt data into a single burden category for FGCU.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at FGCU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 28694 |
| Total Stafford loan amount | $509,316,353 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 228 |
| Total GI Bill amount | $1,031,679 |
| Average GI Bill amount per recipient | $4,525 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 17 |
| Total DoD amount | $63,477 |
| Average DoD amount per recipient | $3,734 |
References
More about our data sources and methodologies.