by our College Data Analytics TeamHere you will find what students actually borrow to attend Florida International Training Institute, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Florida International Training Institute, 96% of freshmen borrow to help pay for their first year, borrowing on average $3,412 per student, private and federal loans combined.
Federal loans alone average $3,412, amounting to 62.0% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Florida International Training Institute, 36% rely on federal student loans toward their education, averaging $3,412 per year.
Repeating that yearly amount projects to about $6,824 after two years and $13,648 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 36% |
| Average federal loan per year | $3,412 |
| Undergraduates with a federal loan | 307 |
| Total federal loans (one year) | $1,047,611 |
The median student at Florida International Training Institute borrows $3,200 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $3,200 |
| Students who completed (graduates) | $3,077 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Florida International Training Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,434 |
| 75th percentile | $8,867 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Florida International Training Institute.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $3,004 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $3,027 |
| Continuing-generation students | $5,467 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Florida International Training Institute.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.