by our College Data Analytics TeamBelow is the data on what it actually costs to attend The College of the Florida Keys, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at The College of the Florida Keys varied between $19,965.00 to $29,851.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $19,965.00 in-state, rising to $29,851.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $3,276.00 |
| + Room, board & other expenses | $16,689.00 |
| Total cost | $19,965.00 |
| That is 4% above the national average net price. |
| Total cost | $19,965.00 |
| − Grants and scholarships | −$6,031.00 |
| Net price | $13,934.00 |
| That is 28% below the national average net price. |
| Total cost | $19,965.00 |
| − Grants and scholarships | −$9,294.00 |
| Net price | $10,671.00 |
| That is 45% below the national average net price. |
| Tuition and fees | $13,162.00 |
| + Room, board & other expenses | $16,689.00 |
| Total cost | $29,851.00 |
| That is 55% above the national average net price. |
| Total cost | $29,851.00 |
| − Grants and scholarships | −$6,031.00 |
| Net price | $23,820.00 |
| That is 24% above the national average net price. |
| Total cost | $29,851.00 |
| − Grants and scholarships | −$9,294.00 |
| Net price | $20,557.00 |
| That is 7% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,671.00 | $13,934.00 | $19,965.00 |
| Senior year | $10,671.00 | $13,934.00 | $19,965.00 |
| Total 4-year net price | $42,684.00 | $55,736.00 | $79,860.00 |
| 10-year loan interest @ 6.8% | $16,261.00 | $21,233.00 | $30,424.00 |
| Total monthly payment | $491.00 | $641.00 | $919.00 |
| Total amount paid | $58,945.00 | $76,969.00 | $110,284.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,671.00 | $13,934.00 | $19,965.00 |
| Senior year | $10,671.00 | $13,934.00 | $19,965.00 |
| Total 2-year net price | $21,342.00 | $27,868.00 | $39,930.00 |
| 10-year loan interest @ 6.8% | $8,131.00 | $10,617.00 | $15,212.00 |
| Total monthly payment | $246.00 | $321.00 | $460.00 |
| Total amount paid | $29,473.00 | $38,485.00 | $55,142.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,557.00 | $23,820.00 | $29,851.00 |
| Senior year | $20,557.00 | $23,820.00 | $29,851.00 |
| Total 4-year net price | $82,228.00 | $95,280.00 | $119,404.00 |
| 10-year loan interest @ 6.8% | $31,326.00 | $36,298.00 | $45,489.00 |
| Total monthly payment | $946.00 | $1,096.00 | $1,374.00 |
| Total amount paid | $113,554.00 | $131,578.00 | $164,893.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $20,557.00 | $23,820.00 | $29,851.00 |
| Senior year | $20,557.00 | $23,820.00 | $29,851.00 |
| Total 2-year net price | $41,114.00 | $47,640.00 | $59,702.00 |
| 10-year loan interest @ 6.8% | $15,663.00 | $18,149.00 | $22,744.00 |
| Total monthly payment | $473.00 | $548.00 | $687.00 |
| Total amount paid | $56,777.00 | $65,789.00 | $82,446.00 |
| See the full net-price breakdown in the net-price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $13,636.00 |
| Average net price (off-campus) | $13,818.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,086.00 |
| $30,000 to $48,000 | $13,111.00 |
| $48,001 to $75,000 | $14,700.00 |
| Over $110,000 | $18,412.00 |
Get a tailored estimate from the The College of the Florida Keys Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at The College of the Florida Keys amounts to $8,250.00, placing the school in the Very Low (<$10k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $8,250.00 |
| 75th | $10,500.00 |
| 90th | $20,125.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,352.00 |
| Middle income | $7,750.00 |
| High income | $6,500.00 |
Borrowers from lower-income families leave school with $2,852.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,922.00 |
| Continuing-generation students | $5,500.00 |
First-gen borrowers at The College of the Florida Keys hold $3,422.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of The College of the Florida Keys stands at $2,434.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for The College of the Florida Keys is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.5% |
To give some context for these rates, Stafford loans disbursed at The College of the Florida Keys reach $22,639,954.00 over 1,870 loan recipients.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 100 |
| Avg GI Bill amount | $2,572.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $2,832.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh The College of the Florida Keys, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.