by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Florida School of Traditional Midwifery— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Among all degree-seeking undergrads at Florida School of Traditional Midwifery, 38% borrow through federal student loan programs, at an average of $11,602 annually.
At a steady annual pace, that totals around $23,204 across two years and $46,408 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 38% |
| Average federal loan per year | $11,602 |
| Undergraduates with a federal loan | 28 |
| Total federal loans (one year) | $324,858 |
The middle borrower at Florida School of Traditional Midwifery owes $35,157 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $35,157 |
| Students who completed (graduates) | $38,130 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Florida School of Traditional Midwifery.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $30,946 |
These figures turn the debt totals into a monthly repayment picture for Florida School of Traditional Midwifery.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Florida School of Traditional Midwifery is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.3% |
| Borrowers in the cohort | 8 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.