by our College Data Analytics TeamThis page focuses on the debt students take on to attend Fond du Lac Tribal and Community College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Fond du Lac Tribal and Community College, 30% of new students use loans toward freshman-year expenses, at roughly $4,347 per student, private and federal loans combined.
The average federal loan is $4,347, equal to roughly 79.0% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at Fond du Lac Tribal and Community College, 42% take out federal student loans, for a typical $6,619 a year. That is 52.3% larger than the first-year federal average of $4,347.
At a steady annual pace, that totals around $13,238 after two years and $26,476 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 42% |
| Average federal loan per year | $6,619 |
| Undergraduates with a federal loan | 191 |
| Total federal loans (one year) | $1,264,255 |
The middle borrower at Fond du Lac Tribal and Community College owes $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $14,181 |
| Students who withdrew | $8,250 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Fond du Lac Tribal and Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,250 |
| 75th percentile | $17,000 |
| 90th percentile (highest-debt students) | $26,843 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Fond du Lac Tribal and Community College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Fond du Lac Tribal and Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 30 | $9,669 |
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Fond du Lac Tribal and Community College.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 18 | — |
| No Stafford loan this year | 12 | — |
The indicators below describe what the typical debt costs to pay back at Fond du Lac Tribal and Community College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Fond du Lac Tribal and Community College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.4% |
| Borrowers in the cohort | 406 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,500 |
| Middle income | $7,580 |
| High income | $8,250 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,941 |
| Continuing-generation students | $8,250 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $11,653 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Fond du Lac Tribal and Community College.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.