by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Fortis College-Cuyahoga Falls— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Fortis College - Cuyahoga Falls, 89% of new students use loans toward freshman-year expenses, with a typical loan of $8,320 each — a figure that counts both private and federal student loans.
The average federally funded loan is $7,921. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Fortis College - Cuyahoga Falls, 80% take out federal student loans, at an average of $8,089 per year. That is 2.1% higher than the $7,921 typical freshmen borrow.
Repeating that yearly amount projects to about $16,178 across two years and $32,356 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 80% |
| Average federal loan per year | $8,089 |
| Undergraduates with a federal loan | 395 |
| Total federal loans (one year) | $3,195,028 |
Graduating and withdrawing students at Fortis College - Cuyahoga Falls carry a median federal debt of $11,501 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,501 |
| Students who completed (graduates) | $13,000 |
| Students who withdrew | $6,334 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Fortis College - Cuyahoga Falls.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $6,334 |
| 75th percentile | $17,813 |
| 90th percentile (highest-debt students) | $28,694 |
How wide this percentile range is tells you how much borrowing varies across students at Fortis College - Cuyahoga Falls.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Fortis College - Cuyahoga Falls.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 175 | $7,986 |
| Completed (graduates) | 111 | $9,399 |
| Did not complete | 64 | $6,880 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $111.76/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Fortis College - Cuyahoga Falls.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 165 | — |
| No Stafford loan this year | 10 | — |
The indicators below describe what the typical debt costs to pay back at Fortis College - Cuyahoga Falls.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Fortis College - Cuyahoga Falls appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.1% |
| Borrowers in the cohort | 696 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $10,000 |
| Middle income | $13,000 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,976 |
| Continuing-generation students | $13,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,000 |
| Independent students | $12,997 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Fortis College - Cuyahoga Falls.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.