by our College Data Analytics TeamHere you will find what students actually borrow to attend Fortis College-Landover, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Fortis College - Landover, 84% of new students use loans toward freshman-year expenses, at roughly $8,035 per borrower, covering both private and federal loans.
The typical federal loan comes to $7,846. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Fortis College - Landover (freshmen included), 61% rely on federal student loans toward their education, borrowing on average $7,053 each per year. This is 10.1% below the freshman federal average of $7,846.
Borrowing at that rate every year works out to about $14,106 by year two and around $28,212 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 61% |
| Average federal loan per year | $7,053 |
| Undergraduates with a federal loan | 356 |
| Total federal loans (one year) | $2,510,875 |
The median student at Fortis College - Landover borrows $9,100 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,100 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Fortis College - Landover.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,668 |
| 25th percentile | $6,235 |
| 75th percentile | $11,250 |
| 90th percentile (highest-debt students) | $13,063 |
How wide this percentile range is tells you how much borrowing varies across students at Fortis College - Landover.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Fortis College - Landover.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 515 | $5,570 |
| Completed (graduates) | 346 | $6,472 |
| Did not complete | 169 | $3,528 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $76.96/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Fortis College - Landover.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 499 | — |
| No Stafford loan | 16 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 487 | $5,722 |
| No Stafford loan this year | 28 | $2,289 |
The indicators below describe what the typical debt costs to pay back at Fortis College - Landover.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Fortis College - Landover follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.6% |
| Borrowers in the cohort | 545 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,332 |
| Middle income | $8,233 |
| High income | $7,214 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,015 |
| Continuing-generation students | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,215 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Fortis College - Landover.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.