by our College Data Analytics TeamThis page focuses on the debt students take on to attend Fortis College-Salt Lake City, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Fortis College - Salt Lake City, 87% of new students use loans toward freshman-year expenses, with a typical loan of $9,743 per student, private and federal loans combined.
On the federal side, the average loan is $8,579. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Fortis College - Salt Lake City, freshmen included, 75% use federal student loans to help pay for their education, at an average of $8,641 per year. This works out to 0.7% higher than the freshman federal average of $8,579.
Carrying that yearly figure forward comes to roughly $17,282 over two years and about $34,564 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 75% |
| Average federal loan per year | $8,641 |
| Undergraduates with a federal loan | 281 |
| Total federal loans (one year) | $2,428,116 |
The middle borrower at Fortis College - Salt Lake City owes $11,501 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,501 |
| Students who completed (graduates) | $13,000 |
| Students who withdrew | $6,334 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Fortis College - Salt Lake City.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $6,334 |
| 75th percentile | $17,813 |
| 90th percentile (highest-debt students) | $28,694 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Fortis College - Salt Lake City.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Fortis College - Salt Lake City.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 175 | $7,986 |
| Completed (graduates) | 111 | $9,399 |
| Did not complete | 64 | $6,880 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $111.76/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Fortis College - Salt Lake City.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 165 | — |
| No Stafford loan this year | 10 | — |
These figures turn the debt totals into a monthly repayment picture for Fortis College - Salt Lake City.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Fortis College - Salt Lake City follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.1% |
| Borrowers in the cohort | 696 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,000 |
| Middle income | $13,000 |
| High income | $13,000 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,976 |
| Continuing-generation students | $13,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,000 |
| Independent students | $12,997 |
Federal data publishes the following gap measures for Fortis College - Salt Lake City.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.