Most students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Frederick Community College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will Frederick Community College provide, and just what are you going to be eligible for? Read on for answers. Read on to see how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Frederick Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Looking at the entering class at Frederick Community College, 60% of new full-time first-years were awarded at least some aid approximately 462 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 54% | $4,875 |
| Institutional grants & scholarships | 34% | $1,519 |
| Federal Pell grants | 26% | $6,241 |
| State/local grants | 15% | $2,945 |
| Federal student loans | 13% | $5,749 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at Frederick Community College, approximately 27% of the undergraduate population received grant aid that averaged $5,327 (for some 1821 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 27% | $5,327 |
| Federal Pell grants | 16% | $6,235 |
| Federal student loans | 8% | $7,137 |
For students living on campus and receiving title-IV aid, grants averaged $5,333.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $974 |
| $30,001 – $75,000 | $2,741 |
| Over $75,000 | $7,298 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,465 |
| Off-campus title-IV students | $4,023 |
For a personalized estimate based on your family’s financial situation, use Frederick Community College’s online cost calculator: apps.frederick.edu/pages/NetPriceCalculator/npcalc.htm.
The middle student in the debt distribution at Frederick Community College owes $5,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $8,150 |
| Typical 10-year monthly payment (graduates) | $86.4/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at Frederick Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,626 |
| 25th percentile | $2,750 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $15,215 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,258 |
| Middle income | $5,088 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,522 |
A handful of calculated indicators summarize the debt outlook at Frederick Community College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at Frederick Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4988 |
| Total Stafford loan amount | $41,604,096 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 94 |
| Total GI Bill amount | $226,825 |
| Average GI Bill amount per recipient | $2,413 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 14 |
| Total DoD amount | $16,770 |
| Average DoD amount per recipient | $1,198 |
References
More about our data sources and methodologies.