by our College Data Analytics TeamThis overview lays out the cost of attending Frostburg State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Frostburg State University fell between $26,500.00 and $42,094.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $26,500.00 in-state compared with $42,094.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,220.00 |
| + Room, board & other expenses | $16,280.00 |
| Total cost | $26,500.00 |
| That is 38% above the national average net price. |
| Total cost | $26,500.00 |
| − Grants and scholarships | −$10,341.00 |
| Net price | $16,159.00 |
| That is 16% below the national average net price. |
| Total cost | $26,500.00 |
| − Grants and scholarships | −$14,927.00 |
| Net price | $11,573.00 |
| That is 40% below the national average net price. |
| Tuition and fees | $25,814.00 |
| + Room, board & other expenses | $16,280.00 |
| Total cost | $42,094.00 |
| That is 119% above the national average net price. |
| Total cost | $42,094.00 |
| − Grants and scholarships | −$10,341.00 |
| Net price | $31,753.00 |
| That is 65% above the national average net price. |
| Total cost | $42,094.00 |
| − Grants and scholarships | −$14,927.00 |
| Net price | $27,167.00 |
| That is 41% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
The reported cost series has been increasing by roughly 2.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $11,844.00 | $16,538.00 | $27,121.00 |
| Senior year | $12,697.00 | $17,729.00 | $29,075.00 |
| Total 4-year net price | $49,070.00 | $68,516.00 | $112,362.00 |
| 10-year loan interest @ 6.8% | $18,694.00 | $26,102.00 | $42,806.00 |
| Total monthly payment | $565.00 | $788.00 | $1,293.00 |
| Total amount paid | $67,765.00 | $94,617.00 | $155,168.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $11,844.00 | $16,538.00 | $27,121.00 |
| Senior year | $12,122.00 | $16,926.00 | $27,758.00 |
| Total 2-year net price | $23,967.00 | $33,464.00 | $54,879.00 |
| 10-year loan interest @ 6.8% | $9,130.00 | $12,748.00 | $20,907.00 |
| Total monthly payment | $276.00 | $385.00 | $632.00 |
| Total amount paid | $33,097.00 | $46,212.00 | $75,786.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $27,804.00 | $32,498.00 | $43,081.00 |
| Senior year | $29,807.00 | $34,838.00 | $46,184.00 |
| Total 4-year net price | $115,190.00 | $134,635.00 | $178,482.00 |
| 10-year loan interest @ 6.8% | $43,883.00 | $51,291.00 | $67,995.00 |
| Total monthly payment | $1,326.00 | $1,549.00 | $2,054.00 |
| Total amount paid | $159,074.00 | $185,927.00 | $246,477.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $27,804.00 | $32,498.00 | $43,081.00 |
| Senior year | $28,456.00 | $33,260.00 | $44,092.00 |
| Total 2-year net price | $56,260.00 | $65,757.00 | $87,173.00 |
| 10-year loan interest @ 6.8% | $21,433.00 | $25,051.00 | $33,210.00 |
| Total monthly payment | $647.00 | $757.00 | $1,003.00 |
| Total amount paid | $77,693.00 | $90,809.00 | $120,382.00 |
Jump to the net-price detail in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $16,715.00 |
| Average net price (off-campus) | $15,323.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,930.00 |
| $30,000 to $48,000 | $12,850.00 |
| $48,001 to $75,000 | $17,130.00 |
| $75,001 to $110,000 | $20,905.00 |
| Over $110,000 | $22,754.00 |
Run your own numbers with the Frostburg State University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Frostburg State University works out to $14,867.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $6,500.00 |
| Median (50th) | $14,867.00 |
| 75th | $25,485.00 |
| 90th | $31,613.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $14,750.00 |
| High income | $14,596.00 |
On average, low-income graduates leave with $404.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,000.00 |
First-generation graduates of Frostburg State University leave with $1,000.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Frostburg State University comes to $2,742.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Frostburg State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.2% |
For scale, federal Stafford loan disbursements at Frostburg State University come to $336,686,255.00 covering 17,678 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 88 |
| Avg GI Bill amount | $4,931.00 |
| DoD Tuition Assistance recipients | 7 |
| Avg DoD Tuition Assistance | $350.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Frostburg State University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.