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How Affordable Is Fulton-Montgomery Community College?

Below is the data on what it actually costs to attend Fulton-Montgomery Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$14,219.00 Cost of Attendance
$6,696.00 Avg Net Price
$8,500.00 Median Grad Debt

Use the section links below to navigate this overview:

The Cost of Attending Fulton-Montgomery Community College?

The total cost of attendance at Fulton-Montgomery Community College ranged from $14,219.00 ranging to $14,819.00 across residency tiers.

Where you live mattered — in-state students paid less than out-of-state students: around $14,219.00 in-state against $14,819.00 out-of-state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Sticker Cost for Residents (no aid)

Tuition and fees $6,198.00
+ Room, board & other expenses $8,021.00
Total cost $14,219.00
That is 26% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $14,219.00
− Grants and scholarships −$7,530.00
Net price $6,689.00
That is 65% below the national average net price.

Low-Income Net Price for Residents

Total cost $14,219.00
− Grants and scholarships −$9,984.00
Net price $4,235.00
That is 78% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $6,798.00
+ Room, board & other expenses $8,021.00
Total cost $14,819.00
That is 23% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $14,819.00
− Grants and scholarships −$7,530.00
Net price $7,289.00
That is 62% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $14,819.00
− Grants and scholarships −$9,984.00
Net price $4,835.00
That is 75% below the national average net price.
Explore each piece on the tuition & fees page plus living costs.

Estimating the Total Cost of a Degree at Fulton-Montgomery Community College

Cost of attendance here has been rising by roughly 6.1% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.1% 6.1% 6.1%
Freshman year $4,492.00 $7,095.00 $15,081.00
Senior year $5,360.00 $8,465.00 $17,995.00
Total 4-year net price $19,669.00 $31,066.00 $66,038.00
10-year loan interest @ 6.8% $7,493.00 $11,835.00 $25,158.00
Total monthly payment $226.00 $358.00 $760.00
Total amount paid $27,162.00 $42,901.00 $91,196.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.1% 6.1% 6.1%
Freshman year $4,492.00 $7,095.00 $15,081.00
Senior year $4,764.00 $7,525.00 $15,996.00
Total 2-year net price $9,256.00 $14,620.00 $31,077.00
10-year loan interest @ 6.8% $3,526.00 $5,570.00 $11,839.00
Total monthly payment $107.00 $168.00 $358.00
Total amount paid $12,782.00 $20,189.00 $42,916.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.1% 6.1% 6.1%
Freshman year $5,128.00 $7,731.00 $15,718.00
Senior year $6,119.00 $9,225.00 $18,754.00
Total 4-year net price $22,455.00 $33,853.00 $68,825.00
10-year loan interest @ 6.8% $8,555.00 $12,897.00 $26,220.00
Total monthly payment $258.00 $390.00 $792.00
Total amount paid $31,010.00 $46,749.00 $95,044.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.1% 6.1% 6.1%
Freshman year $5,128.00 $7,731.00 $15,718.00
Senior year $5,439.00 $8,200.00 $16,671.00
Total 2-year net price $10,567.00 $15,931.00 $32,389.00
10-year loan interest @ 6.8% $4,026.00 $6,069.00 $12,339.00
Total monthly payment $122.00 $183.00 $373.00
Total amount paid $14,593.00 $22,000.00 $44,727.00

For the complete net-price picture, see the Net Price section.

Net Price — What Students Actually Pay at Fulton-Montgomery Community College

The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $6,696.00
Average net price (off-campus) $7,803.00

The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $5,955.00
$30,000 to $48,000 $6,714.00
$48,001 to $75,000 $9,828.00
$75,001 to $110,000 $11,448.00
Over $110,000 $13,855.00

Estimate your specific net price using the school’s Fulton-Montgomery Community College Net Price Calculator, or visit the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Graduate Debt at Fulton-Montgomery Community College

Typical debt at graduation from Fulton-Montgomery Community College is $8,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $2,314.00
25th $4,083.00
Median (50th) $8,500.00
75th $13,200.00
90th $20,768.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Dig deeper into debt on the student loan debt detail.

How Debt Varies by Income at Fulton-Montgomery Community College

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $8,666.00
Middle income $8,746.00
High income $8,250.00

On average, low-income graduates leave with $416.00 in additional median debt versus high-income graduates.

First-Gen vs Continuing-Gen Debt at Fulton-Montgomery Community College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $8,750.00
Continuing-generation students $7,161.00

First-gen borrowers at Fulton-Montgomery Community College carry $1,589.00 more debt than continuing-generation students.

Debt and Pell Grant Eligibility at Fulton-Montgomery Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt difference between Pell-eligible and non-Pell graduates of Fulton-Montgomery Community College comes to $1,545.00. This institution is flagged by federal data for Pell-debt inequity.

How Borrowers Repay Loans After Fulton-Montgomery Community College

The default-rate category at Fulton-Montgomery Community College is Low (<5%).

Window Cohort default rate
2-year 12.2%

For context on the loan portfolio, Stafford disbursements at Fulton-Montgomery Community College reach $88,485,086.00 spread across 7,659 recipients.

Veteran Benefits at Fulton-Montgomery Community College

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 17
Avg GI Bill amount $4,038.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $2,688.00

Read more about military and veteran aid on the college veterans page.

Questions to Ask Before You Commit

The data above is a foundation; round it out by asking yourself about Fulton-Montgomery Community College, keep these questions in mind:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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