by our College Data Analytics TeamHere you will find what students actually borrow to attend GA Beauty & Barber School— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At GA Beauty & Barber School specifically, 41% of new students use loans toward freshman-year expenses, for an average of $2,240 per borrower, covering both private and federal loans.
The typical federal loan comes to $2,240, or about 40.7% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at GA Beauty & Barber School, 21% finance part of their studies with federal loans, with a mean of $2,637 per year. It comes to 17.7% more than the $2,240 typical freshmen borrow.
Borrowing at that rate every year works out to about $5,274 over two years and about $10,548 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 21% |
| Average federal loan per year | $2,637 |
| Undergraduates with a federal loan | 65 |
| Total federal loans (one year) | $171,402 |
The middle borrower at GA Beauty & Barber School owes $2,400 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $2,400 |
| Students who completed (graduates) | $2,783 |
| Students who withdrew | $1,520 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Repayment burden translates the debt figures into what a borrower actually pays each month. GA Beauty & Barber School.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $2,333 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $2,535 |
| Independent students | $2,367 |
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.