A large number of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Galveston College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial assistance solutions will Galveston College provide, and just what are you going to be eligible for? Read on for answers. Read on to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Galveston College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Galveston College, 90% of first-year full-time students received aid of some kind some 205 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $6,258 |
| Institutional grants & scholarships | 29% | $4,560 |
| Federal Pell grants | 58% | $6,097 |
| State/local grants | 29% | $2,809 |
| Federal student loans | 10% | $4,240 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Galveston College, roughly 75% of undergrads got grants or scholarships worth on average $3,897 (across roughly 1589 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $3,897 |
| Federal Pell grants | 41% | $4,520 |
| Federal student loans | 9% | $6,428 |
For students living on campus and receiving title-IV aid, grants averaged $6,926.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,411 |
| $30,001 – $75,000 | $8,006 |
| Over $75,000 | $11,990 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,412 |
| Off-campus title-IV students | $8,127 |
For a customized cost estimate, visit Galveston College’s net price tool: www.highered.texas.gov/apps/NPC/?Fice=006662.
The median student at Galveston College graduates with $7,250 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,250 |
| Median federal debt (graduates only) | $10,311 |
| Typical 10-year monthly payment (graduates) | $109.31/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Galveston College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $2,975 |
| 75th percentile | $11,168 |
| 90th percentile (highest-debt students) | $18,395 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,949 |
| Middle income | $5,342 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,358 |
| Continuing-generation students | $6,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,546 |
| Independent students | $9,463 |
The figure below distills the debt data into a single burden category for Galveston College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at Galveston College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2309 |
| Total Stafford loan amount | $23,518,068 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 37 |
| Total GI Bill amount | $88,128 |
| Average GI Bill amount per recipient | $2,382 |
References
More about our data sources and methodologies.