by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Garden City Community College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can Garden City Community College deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to learn what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Garden City Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Garden City Community College, 88% of the incoming full-time class was awarded financial aid roughly 381 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $5,636 |
| Institutional grants & scholarships | 68% | $2,804 |
| Federal Pell grants | 45% | $5,832 |
| State/local grants | 4% | $3,321 |
| Federal student loans | 17% | $4,927 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Garden City Community College, some 61% of undergrads got grants or scholarships worth on average $4,754 (across approximately 1163 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $4,754 |
| Federal Pell grants | 29% | $5,188 |
| Federal student loans | 11% | $5,174 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $6,827.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,237 |
| $30,001 – $75,000 | $8,940 |
| Over $75,000 | $12,478 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,244 |
| Off-campus title-IV students | $8,681 |
For a personalized estimate based on your family’s financial situation, use Garden City Community College’s net price tool: www.gcccks.edu/about_gccc/net_price_calculator.html.
A typical borrower at Garden City Community College leaves with $5,200 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,200 |
| Median federal debt (graduates only) | $6,500 |
| Typical 10-year monthly payment (graduates) | $68.91/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at Garden City Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,700 |
| 25th percentile | $2,750 |
| 75th percentile | $8,315 |
| 90th percentile (highest-debt students) | $12,441 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,500 |
| Middle income | $4,121 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,000 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,898 |
| Independent students | $7,029 |
A handful of calculated indicators summarize the debt outlook at Garden City Community College.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Garden City Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4317 |
| Total Stafford loan amount | $27,226,715 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $26,076 |
| Average GI Bill amount per recipient | $2,897 |
References
More about our data sources and methodologies.