by our College Data Analytics TeamThe majority of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Garrett College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial aid solutions can Garrett Community College deliver, and just what are you going to be eligible for? Keep reading for answers. Read on to find out just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Garrett College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Garrett College, 96% of first-time, full-time freshmen received some form of financial aid (about 199 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $5,565 |
| Institutional grants & scholarships | 29% | $2,252 |
| Federal Pell grants | 52% | $5,346 |
| State/local grants | 16% | $3,151 |
| Federal student loans | 50% | $4,690 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Garrett Community College, approximately 52% of undergrads got grants or scholarships worth on average $5,660 (for some 368 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $5,660 |
| Federal Pell grants | 31% | $4,996 |
| Federal student loans | 31% | $4,997 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,114.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,877 |
| $30,001 – $75,000 | $6,420 |
| Over $75,000 | $10,632 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,228 |
| Off-campus title-IV students | $6,396 |
For an estimate tailored to your family circumstances, see Garrett Community College’s online cost calculator: www.garrettcollege.edu/NPC/.
A typical borrower at Garrett Community College leaves with $6,560 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,560 |
| Median federal debt (graduates only) | $10,750 |
| Typical 10-year monthly payment (graduates) | $113.97/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Garrett Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,375 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $19,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,224 |
| Middle income | $6,120 |
| High income | $6,750 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,250 |
| Continuing-generation students | $5,943 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,672 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Garrett Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Garrett Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2790 |
| Total Stafford loan amount | $25,557,036 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $3,880 |
| Average GI Bill amount per recipient | $3,880 |
References
More about our data sources and methodologies.