by our College Data Analytics TeamBelow is the data on what it actually costs to attend Gateway Community and Technical College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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Cost of attendance at Gateway Community and Technical College fell between $13,849.00 through $15,553.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $13,849.00 in-state versus $15,553.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $4,728.00 |
| + Room, board & other expenses | $9,121.00 |
| Total cost | $13,849.00 |
| That is 28% below the national average net price. |
| Total cost | $13,849.00 |
| − Grants and scholarships | −$8,350.00 |
| Net price | $5,499.00 |
| That is 71% below the national average net price. |
| Total cost | $13,849.00 |
| − Grants and scholarships | −$9,143.00 |
| Net price | $4,706.00 |
| That is 76% below the national average net price. |
| Tuition and fees | $6,432.00 |
| + Room, board & other expenses | $9,121.00 |
| Total cost | $15,553.00 |
| That is 19% below the national average net price. |
| Total cost | $15,553.00 |
| − Grants and scholarships | −$8,350.00 |
| Net price | $7,203.00 |
| That is 63% below the national average net price. |
| Total cost | $15,553.00 |
| − Grants and scholarships | −$9,143.00 |
| Net price | $6,410.00 |
| That is 67% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
The projections below extend the current annual cost across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,706.00 | $5,499.00 | $13,849.00 |
| Senior year | $4,706.00 | $5,499.00 | $13,849.00 |
| Total 4-year net price | $18,824.00 | $21,996.00 | $55,396.00 |
| 10-year loan interest @ 6.8% | $7,171.00 | $8,380.00 | $21,104.00 |
| Total monthly payment | $217.00 | $253.00 | $637.00 |
| Total amount paid | $25,995.00 | $30,376.00 | $76,500.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,706.00 | $5,499.00 | $13,849.00 |
| Senior year | $4,706.00 | $5,499.00 | $13,849.00 |
| Total 2-year net price | $9,412.00 | $10,998.00 | $27,698.00 |
| 10-year loan interest @ 6.8% | $3,586.00 | $4,190.00 | $10,552.00 |
| Total monthly payment | $108.00 | $127.00 | $319.00 |
| Total amount paid | $12,998.00 | $15,188.00 | $38,250.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,410.00 | $7,203.00 | $15,553.00 |
| Senior year | $6,410.00 | $7,203.00 | $15,553.00 |
| Total 4-year net price | $25,640.00 | $28,812.00 | $62,212.00 |
| 10-year loan interest @ 6.8% | $9,768.00 | $10,976.00 | $23,701.00 |
| Total monthly payment | $295.00 | $332.00 | $716.00 |
| Total amount paid | $35,408.00 | $39,788.00 | $85,913.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,410.00 | $7,203.00 | $15,553.00 |
| Senior year | $6,410.00 | $7,203.00 | $15,553.00 |
| Total 2-year net price | $12,820.00 | $14,406.00 | $31,106.00 |
| 10-year loan interest @ 6.8% | $4,884.00 | $5,488.00 | $11,850.00 |
| Total monthly payment | $148.00 | $166.00 | $358.00 |
| Total amount paid | $17,704.00 | $19,894.00 | $42,956.00 |
| Read more in the Net Price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $5,725.00 |
| Average net price (off-campus) | $5,897.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,585.00 |
| $30,000 to $48,000 | $5,173.00 |
| $48,001 to $75,000 | $8,028.00 |
| $75,001 to $110,000 | $10,433.00 |
| Over $110,000 | $11,109.00 |
Estimate your specific net price using the school’s Gateway Community and Technical College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Gateway Community and Technical College stands at $8,000.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,577.00 |
| Median (50th) | $8,000.00 |
| 75th | $16,912.00 |
| 90th | $28,495.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,745.00 |
| Middle income | $7,491.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $4,245.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,214.00 |
| Continuing-generation students | $6,914.00 |
First-generation graduates from Gateway Community and Technical College take on $1,300.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Gateway Community and Technical College stands at $2,829.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Gateway Community and Technical College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 23.8% |
To put the rates in context, Stafford loans at Gateway Community and Technical College add up to $166,126,281.00 across 11,090 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 57 |
| Avg GI Bill amount | $3,600.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $1,750.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Gateway Community and Technical College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.