by our College Data Analytics TeamThis guide covers the real cost of attending GateWay Community College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Published attendance costs at GateWay Community College spanned $18,316.00 to $24,916.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $18,316.00 in-state, rising to $24,916.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $2,358.00 |
| + Room, board & other expenses | $15,958.00 |
| Total cost | $18,316.00 |
| That is 5% below the national average net price. |
| Total cost | $18,316.00 |
| − Grants and scholarships | −$5,975.00 |
| Net price | $12,341.00 |
| That is 36% below the national average net price. |
| Total cost | $18,316.00 |
| − Grants and scholarships | −$6,989.00 |
| Net price | $11,327.00 |
| That is 41% below the national average net price. |
| Tuition and fees | $8,958.00 |
| + Room, board & other expenses | $15,958.00 |
| Total cost | $24,916.00 |
| That is 29% above the national average net price. |
| Total cost | $24,916.00 |
| − Grants and scholarships | −$5,975.00 |
| Net price | $18,941.00 |
| That is 2% below the national average net price. |
| Total cost | $24,916.00 |
| − Grants and scholarships | −$6,989.00 |
| Net price | $17,927.00 |
| That is 7% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
Costs have trended upward in recent years by around 4.7% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,858.00 | $12,919.00 | $19,174.00 |
| Senior year | $13,604.00 | $14,822.00 | $21,998.00 |
| Total 4-year net price | $50,870.00 | $55,424.00 | $82,258.00 |
| 10-year loan interest @ 6.8% | $19,380.00 | $21,114.00 | $31,337.00 |
| Total monthly payment | $585.00 | $638.00 | $947.00 |
| Total amount paid | $70,249.00 | $76,538.00 | $113,595.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,858.00 | $12,919.00 | $19,174.00 |
| Senior year | $12,413.00 | $13,525.00 | $20,073.00 |
| Total 2-year net price | $24,271.00 | $26,444.00 | $39,247.00 |
| 10-year loan interest @ 6.8% | $9,246.00 | $10,074.00 | $14,952.00 |
| Total monthly payment | $279.00 | $304.00 | $452.00 |
| Total amount paid | $33,517.00 | $36,518.00 | $54,198.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,767.00 | $19,828.00 | $26,083.00 |
| Senior year | $21,530.00 | $22,748.00 | $29,924.00 |
| Total 4-year net price | $80,511.00 | $85,064.00 | $111,898.00 |
| 10-year loan interest @ 6.8% | $30,672.00 | $32,407.00 | $42,629.00 |
| Total monthly payment | $927.00 | $979.00 | $1,288.00 |
| Total amount paid | $111,182.00 | $117,471.00 | $154,528.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,767.00 | $19,828.00 | $26,083.00 |
| Senior year | $19,646.00 | $20,758.00 | $27,306.00 |
| Total 2-year net price | $38,413.00 | $40,586.00 | $53,389.00 |
| 10-year loan interest @ 6.8% | $14,634.00 | $15,462.00 | $20,339.00 |
| Total monthly payment | $442.00 | $467.00 | $614.00 |
| Total amount paid | $53,047.00 | $56,048.00 | $73,728.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $13,339.00 |
| Average net price (off-campus) | $12,871.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,010.00 |
| $30,000 to $48,000 | $13,492.00 |
| $48,001 to $75,000 | $14,629.00 |
| $75,001 to $110,000 | $15,205.00 |
| Over $110,000 | $18,316.00 |
Run your own numbers with the GateWay Community College Net Price Calculator.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median amount borrowed by graduates of GateWay Community College comes to $4,500.00, which federal data classifies as a Very Low (<$10k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,250.00 |
| Median (50th) | $4,500.00 |
| 75th | $12,750.00 |
| 90th | $21,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,500.00 |
| Middle income | $4,500.00 |
| High income | $4,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $5,250.00 |
The federal default-rate tier for GateWay Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.2% |
For context on the loan portfolio, Stafford disbursements at GateWay Community College total $173,824,960.00 spread across 15,164 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 103 |
| Avg GI Bill amount | $1,733.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $657.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh GateWay Community College, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.