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Can You Really Afford Georgia Southern University?

Here’s the full picture on paying for Georgia Southern University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$24,563.00 Cost of Attendance
$15,267.00 Avg Net Price
$15,250.00 Median Grad Debt

Use the section links below to navigate this overview:

Cost of Attendance at Georgia Southern University?

The full cost of attending Georgia Southern University varied between $24,563.00 and up to $36,275.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $24,563.00 in-state compared with $36,275.00 out of state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Cost for Residents (no aid)

Tuition and fees $6,022.00
+ Room, board & other expenses $18,541.00
Total cost $24,563.00
That is 28% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $24,563.00
− Grants and scholarships −$9,163.00
Net price $15,400.00
That is 20% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $24,563.00
− Grants and scholarships −$12,268.00
Net price $12,295.00
That is 36% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $17,734.00
+ Room, board & other expenses $18,541.00
Total cost $36,275.00
That is 88% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $36,275.00
− Grants and scholarships −$9,163.00
Net price $27,112.00
That is 41% above the national average net price.

Low-Income Net Price for Non-Residents

Total cost $36,275.00
− Grants and scholarships −$12,268.00
Net price $24,007.00
That is 25% above the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

Projected Cost of a Degree at Georgia Southern University

Costs have trended upward in recent years at about 0.4% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $12,347.00 $15,465.00 $24,666.00
Senior year $12,503.00 $15,661.00 $24,979.00
Total 4-year net price $49,700.00 $62,251.00 $99,290.00
10-year loan interest @ 6.8% $18,934.00 $23,715.00 $37,826.00
Total monthly payment $572.00 $716.00 $1,143.00
Total amount paid $68,634.00 $85,966.00 $137,116.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $12,347.00 $15,465.00 $24,666.00
Senior year $12,399.00 $15,530.00 $24,770.00
Total 2-year net price $24,745.00 $30,995.00 $49,437.00
10-year loan interest @ 6.8% $9,427.00 $11,808.00 $18,834.00
Total monthly payment $285.00 $357.00 $569.00
Total amount paid $34,173.00 $42,803.00 $68,270.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $24,108.00 $27,226.00 $36,428.00
Senior year $24,414.00 $27,571.00 $36,890.00
Total 4-year net price $97,043.00 $109,594.00 $146,634.00
10-year loan interest @ 6.8% $36,970.00 $41,751.00 $55,862.00
Total monthly payment $1,117.00 $1,261.00 $1,687.00
Total amount paid $134,013.00 $151,346.00 $202,496.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $24,108.00 $27,226.00 $36,428.00
Senior year $24,210.00 $27,341.00 $36,581.00
Total 2-year net price $48,318.00 $54,567.00 $73,009.00
10-year loan interest @ 6.8% $18,407.00 $20,788.00 $27,814.00
Total monthly payment $556.00 $628.00 $840.00
Total amount paid $66,725.00 $75,355.00 $100,822.00

See the full net-price breakdown in the net price section below.

Net Price — What Students Actually Pay at Georgia Southern University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $15,267.00
Average net price (off-campus) $16,531.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $13,139.00
$30,000 to $48,000 $13,922.00
$48,001 to $75,000 $16,475.00
$75,001 to $110,000 $19,776.00
Over $110,000 $20,259.00

Run your own numbers with the Georgia Southern University Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

Graduate Debt at Georgia Southern University

The median graduating debt at Georgia Southern University is $15,250.00, landing it in the Low ($10-20k) debt-burden bucket.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,500.00
25th $7,500.00
Median (50th) $15,250.00
75th $26,427.00
90th $35,750.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

For the full borrowing and repayment picture, see the student loan debt page.

Debt by Family Income at Georgia Southern University

Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $15,838.00
Middle income $15,250.00
High income $15,000.00

Low-income borrowers graduate with $838.00 more debt than their high-income peers.

First-Generation Borrowing at Georgia Southern University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $15,500.00
Continuing-generation students $15,000.00

First-gen borrowers at Georgia Southern University hold $500.00 more than continuing-generation graduates.

Pell Grant Recipients and Debt at Georgia Southern University

Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell-versus-non-Pell median debt difference at Georgia Southern University works out to $4,689.00. This school is flagged by the Department of Education for Pell-related debt inequity.

How Borrowers Repay Loans After Georgia Southern University

The federal default-rate classification for Georgia Southern University is Low (<5%).

Window Cohort default rate
2-year 8.0%

To give some context for these rates, Stafford loans disbursed at Georgia Southern University reach $2,027,265,563.00 covering 94,673 recipients.

Veterans Aid at Georgia Southern University

Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 803
Avg GI Bill amount $4,088.00
DoD Tuition Assistance recipients 162
Avg DoD Tuition Assistance $1,845.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions to Ask Before You Commit

Numbers only tell part of the story. As you weigh Georgia Southern University, the questions below are worth your time:

Keep Researching for Georgia Southern University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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