by our College Data Analytics TeamMany students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Georgia State University can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financing options does Georgia State offer, and what will you qualify for? Keep scrolling for more information. Read on to learn what amount of financial assistance will be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Georgia State University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Georgia State University, 94% of entering full-time freshmen got some type of financial assistance (about 4136 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $12,052 |
| Institutional grants & scholarships | 28% | $5,271 |
| Federal Pell grants | 53% | $6,046 |
| State/local grants | 80% | $8,199 |
| Federal student loans | 38% | $4,830 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Georgia State, about 80% of undergrads got grants or scholarships worth on average $9,391 (among about 22137 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 80% | $9,391 |
| Federal Pell grants | 51% | $5,226 |
| Federal student loans | 40% | $6,088 |
On-campus students receiving title-IV aid were awarded grants averaging $12,310.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,948 |
| $30,001 – $75,000 | $15,751 |
| Over $75,000 | $19,952 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,931 |
| Off-campus title-IV students | $15,931 |
To project your own net price, use Georgia State’s official net price calculator: admissions.gsu.edu/cost-calculator/.
The median student at Georgia State graduates with $11,750 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,750 |
| Median federal debt (graduates only) | $20,903 |
| Typical 10-year monthly payment (graduates) | $221.61/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Georgia State.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $35,989 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,180 |
| Middle income | $11,500 |
| High income | $11,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,705 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $14,750 |
The figure below distills the debt data into a single burden category for Georgia State.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Georgia State:
| Metric | Value |
|---|---|
| Stafford loan recipients | 163791 |
| Total Stafford loan amount | $3,647,971,517 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 563 |
| Total GI Bill amount | $4,198,170 |
| Average GI Bill amount per recipient | $7,457 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 92 |
| Total DoD amount | $185,994 |
| Average DoD amount per recipient | $2,022 |
References
More about our data sources and methodologies.