by our College Data Analytics TeamThe majority of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Germanna Community College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financing solutions does Germanna Community College provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to learn how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Germanna Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Germanna Community College, 57% of the incoming full-time class was awarded financial aid (about 418 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 50% | $6,805 |
| Institutional grants & scholarships | 13% | $2,393 |
| Federal Pell grants | 40% | $5,551 |
| State/local grants | 40% | $1,956 |
| Federal student loans | 6% | $4,897 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Germanna Community College, some 34% of undergraduate students received gift aid averaging $5,218 (for some 2765 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 34% | $5,218 |
| Federal Pell grants | 27% | $4,343 |
| Federal student loans | 4% | $5,555 |
Title-IV recipients living on campus saw average grant aid of $6,708.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,880 |
| $30,001 – $75,000 | $6,238 |
| Over $75,000 | $11,170 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,541 |
| Off-campus title-IV students | $6,239 |
For an estimate tailored to your family circumstances, see Germanna Community College’s net price tool: www.germanna.edu/paying-for-college/.
The median federal debt load at Germanna Community College comes to $5,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $8,400 |
| Typical 10-year monthly payment (graduates) | $89.05/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Germanna Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $3,100 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $19,596 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,500 |
| Middle income | $5,500 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,791 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,493 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Germanna Community College.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Germanna Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4375 |
| Total Stafford loan amount | $40,144,191 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.