by our College Data Analytics TeamHere you will find what students actually borrow to attend North-West College-San Diego— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Glendale Career College - Brightwood-Teachout specifically, 64% of incoming undergraduates borrow in year one, with a typical loan of $8,311 each, across private and federal loan sources.
The average federally funded loan is $6,520. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Glendale Career College - Brightwood-Teachout (freshmen included), 69% take out federal student loans, at an average of $8,247 a year. That is 26.5% greater than the $6,520 borrowed by freshmen.
At a steady annual pace, that totals around $16,494 by year two and around $32,988 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $8,247 |
| Undergraduates with a federal loan | 601 |
| Total federal loans (one year) | $4,956,594 |
The median student at Glendale Career College - Brightwood-Teachout borrows $9,321 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,321 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Glendale Career College - Brightwood-Teachout.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,438 |
| 25th percentile | $5,500 |
| 75th percentile | $16,115 |
| 90th percentile (highest-debt students) | $18,845 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Glendale Career College - Brightwood-Teachout.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Glendale Career College - Brightwood-Teachout.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 293 | $10,272 |
| Completed (graduates) | 179 | $9,501 |
| Did not complete | 114 | $10,723 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $112.98/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Glendale Career College - Brightwood-Teachout.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 280 | — |
| No Stafford loan | 13 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 260 | $10,447 |
| No Stafford loan this year | 33 | $8,050 |
These figures turn the debt totals into a monthly repayment picture for Glendale Career College - Brightwood-Teachout.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Glendale Career College - Brightwood-Teachout follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.8% |
| Borrowers in the cohort | 329 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,354 |
| Middle income | $9,319 |
| High income | $9,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,319 |
| Continuing-generation students | $9,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,750 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Glendale Career College - Brightwood-Teachout.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.