by our College Data Analytics TeamThis page focuses on the debt students take on to attend Glendale Career College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Glendale Career College specifically, 73% of incoming students take out a loan to help cover first-year costs, at roughly $7,857 each, across private and federal loan sources.
On the federal side, the average loan is $6,701. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Glendale Career College, 72% finance part of their studies with federal loans, for a typical $8,285 a year. That amounts to 23.6% more than the freshman federal average of $6,701.
At a steady annual pace, that totals around $16,570 over two years and about $33,140 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 72% |
| Average federal loan per year | $8,285 |
| Undergraduates with a federal loan | 898 |
| Total federal loans (one year) | $7,439,545 |
The median student at Glendale Career College borrows $9,321 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,321 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Glendale Career College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,438 |
| 25th percentile | $5,500 |
| 75th percentile | $16,115 |
| 90th percentile (highest-debt students) | $18,845 |
How wide this percentile range is tells you how much borrowing varies across students at Glendale Career College.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Glendale Career College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 293 | $10,272 |
| Completed (graduates) | 179 | $9,501 |
| Did not complete | 114 | $10,723 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $112.98/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Glendale Career College.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 280 | — |
| No Stafford loan | 13 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 260 | $10,447 |
| No Stafford loan this year | 33 | $8,050 |
The indicators below describe what the typical debt costs to pay back at Glendale Career College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Glendale Career College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.8% |
| Borrowers in the cohort | 329 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,354 |
| Middle income | $9,319 |
| High income | $9,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,319 |
| Continuing-generation students | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,750 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Glendale Career College.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.