by our College Data Analytics TeamHere you will find what students actually borrow to attend Glendale Community College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Glendale Community College, 8% of incoming students take out a loan to help cover first-year costs, borrowing on average $3,309 per borrower, covering both private and federal loans.
The average federally funded loan is $3,309, representing 60.2% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Looking at all undergraduates at Glendale Community College, freshmen included, 10% rely on federal student loans toward their education, borrowing on average $3,522 a year. This works out to 6.4% greater than the $3,309 typical freshmen borrow.
Borrowing at that rate every year works out to about $7,044 across two years and $14,088 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 10% |
| Average federal loan per year | $3,522 |
| Undergraduates with a federal loan | 963 |
| Total federal loans (one year) | $3,391,622 |
The median student at Glendale Community College borrows $4,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $4,500 |
| Students who completed (graduates) | $6,960 |
| Students who withdrew | $4,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Glendale Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,742 |
| 25th percentile | $2,250 |
| 75th percentile | $7,391 |
| 90th percentile (highest-debt students) | $13,750 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Glendale Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Glendale Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 808 | $11,273 |
| Completed (graduates) | 83 | $12,669 |
| Did not complete | 725 | $11,000 |
On a standard 10-year plan, the median completing borrower would pay about $150.65/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Glendale Community College.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 776 | $11,000 |
| No Stafford loan | 32 | $16,917 |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 189 | $8,450 |
| No Stafford loan this year | 619 | $12,375 |
These figures turn the debt totals into a monthly repayment picture for Glendale Community College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Glendale Community College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.9% |
| Borrowers in the cohort | 2070 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,000 |
| Middle income | $4,081 |
| High income | $3,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,500 |
| Continuing-generation students | $4,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $4,987 |
Federal data publishes the following gap measures for Glendale Community College.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.