by our College Data Analytics TeamMost students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Rowan College of South Jersey-Gloucester Campus can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial aid solutions can RCSJ deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to discover just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Continue reading to find information to help you understand just how much assistance you can expect to receive from Rowan College of South Jersey-Gloucester Campus.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Rowan College of South Jersey-Gloucester Campus, 78% of the incoming full-time class was awarded financial aid around 833 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 51% | $7,238 |
| Institutional grants & scholarships | 14% | $1,426 |
| Federal Pell grants | 43% | $6,232 |
| State/local grants | 27% | $2,887 |
| Federal student loans | 75% | $5,833 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At this school, some 33% of undergraduate students received gift aid averaging $6,903 (among about 1804 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 33% | $6,903 |
| Federal Pell grants | 30% | $6,003 |
| Federal student loans | 51% | $7,065 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $3,773.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,503 |
| $30,001 – $75,000 | $9,323 |
| Over $75,000 | $13,108 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,378 |
| Off-campus title-IV students | $10,818 |
To get a personalized net price estimate, try RCSJ’s net price calculator: rcsj.edu/PayingForCollege/Gloucester/calculate-costs.
Graduating students at RCSJ carry a median federal student debt of $7,664 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,664 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at RCSJ.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,774 |
| 25th percentile | $3,025 |
| 75th percentile | $10,750 |
| 90th percentile (highest-debt students) | $17,248 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,171 |
| Middle income | $6,653 |
| High income | $8,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,000 |
| Continuing-generation students | $5,548 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,378 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. RCSJ.
Most undergraduate borrowing runs through the federal Stafford loan program. These figures summarize annual Stafford program activity at RCSJ:
| Metric | Value |
|---|---|
| Stafford loan recipients | 17053 |
| Total Stafford loan amount | $191,694,128 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 105 |
| Total GI Bill amount | $403,646 |
| Average GI Bill amount per recipient | $3,844 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 13 |
| Total DoD amount | $40,598 |
| Average DoD amount per recipient | $3,123 |
References
More about our data sources and methodologies.