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Gonzaga University Financial Aid & Debt Outcomes

100% Freshmen Get Financial Aid
$29,802 Average Grant & Scholarship
97% Undergrads Get Grant Aid

A large number of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Gonzaga University can seem overwhelming, but bear in mind that many students are given some form of financial aid.

What financial aid options can Gonzaga offer, and what will you qualify for? Keep reading for more information. Scroll down to find out how much school funding will be available to you.

Understanding Gonzaga Financial Aid Information

The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Gonzaga University.

Freshman Financial Aid at Gonzaga University

Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.

At Gonzaga University, 100% of first-time, full-time freshmen received some form of financial aid approximately 1252 freshmen).

Type of Aid% of Freshmen ReceivingAverage Amount
Grant or scholarship aid (all sources)100%$33,390
Institutional grants & scholarships100%$31,178
Federal Pell grants16%$5,372
State/local grants15%$7,951
Federal student loans41%$5,135

Scholarship and Grant Awards at Gonzaga University

Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Gonzaga, around 97% of the undergraduate population received grant aid that averaged $29,802 (covering around 5032 awardees).

Award% of Undergrads ReceivingAverage Amount
Grant or scholarship aid (all sources)97%$29,802
Federal Pell grants14%$5,360
Federal student loans36%$6,154

For on-campus title-IV students, average grant aid came to $38,059.

What Families Pay by Income at Gonzaga University

Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.

Family IncomeAverage Net Price
$0 – $48,000$22,906
$30,001 – $75,000$23,751
Over $75,000$41,852

Each figure is the net price after grants and scholarships, not the published sticker price.

What a Degree Really Costs at Gonzaga University

After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.

CohortAverage Net Price
On-campus title-IV students$35,119
Off-campus title-IV students$36,371

To get a personalized net price estimate, try Gonzaga’s official net price calculator: www.gonzaga.edu/admission/tuition-scholarships-aid/financial-aid/cost-of-attendance.

What Students Owe at Gonzaga University

The median student at Gonzaga graduates with $20,500 in federal student debt.

MetricAmount
Median federal debt (all student-aid borrowers)$20,500
Median federal debt (graduates only)$24,454
Typical 10-year monthly payment (graduates)$259.25/mo

Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.

Debt Spread by Percentile

Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. Use the percentiles below to see the debt range at Gonzaga.

PercentileCumulative Federal Debt
10th percentile (lowest-debt students)$5,500
25th percentile$12,000
75th percentile$29,000
90th percentile (highest-debt students)$37,000

How Debt Outcomes Vary by Student Group at Gonzaga University

How much a student borrows depends heavily on family income, first-gen status, and dependency.

Median Debt by Income Bracket

Income tierMedian federal debt
Low income$23,650
Middle income$20,000
High income$20,418

By First-Generation Status

CohortMedian federal debt
First-generation students$21,500
Continuing-generation students$19,744

By Dependency Status

CohortMedian federal debt
Dependent students$20,500
Independent students$23,000

Calculated Debt-Outcome Indicators

The Department of Education computes summary indicators that describe debt outcomes at a glance. Gonzaga.

Federal Loan Volume at Gonzaga University

Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at Gonzaga:

MetricValue
Stafford loan recipients19679
Total Stafford loan amount$622,626,115

Military and Veterans Aid at Gonzaga University

Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill volume

MetricValue
GI Bill recipients156
Total GI Bill amount$4,556,099
Average GI Bill amount per recipient$29,206

DoD Tuition Assistance activity

MetricValue
DoD Tuition Assistance recipients7
Total DoD amount$18,000
Average DoD amount per recipient$2,571

References

More about our data sources and methodologies.

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