by our College Data Analytics TeamBelow is the data on what it actually costs to attend Graceland University-Lamoni, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Graceland University-Lamoni stands at about $46,850.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $20,950.00 |
| + Room, board & other expenses | $25,900.00 |
| Total cost | $46,850.00 |
| That is 43% above the national average net price. |
| Total cost | $46,850.00 |
| − Grants and scholarships | −$29,790.00 |
| Net price | $17,060.00 |
| That is 48% below the national average net price. |
| Total cost | $46,850.00 |
| − Grants and scholarships | −$32,419.00 |
| Net price | $14,431.00 |
| That is 56% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,431.00 | $17,060.00 | $46,850.00 |
| Senior year | $14,431.00 | $17,060.00 | $46,850.00 |
| Total 4-year net price | $57,724.00 | $68,240.00 | $187,400.00 |
| 10-year loan interest @ 6.8% | $21,991.00 | $25,997.00 | $71,393.00 |
| Total monthly payment | $664.00 | $785.00 | $2,157.00 |
| Total amount paid | $79,715.00 | $94,237.00 | $258,793.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $14,431.00 | $17,060.00 | $46,850.00 |
| Senior year | $14,431.00 | $17,060.00 | $46,850.00 |
| Total 2-year net price | $28,862.00 | $34,120.00 | $93,700.00 |
| 10-year loan interest @ 6.8% | $10,995.00 | $12,998.00 | $35,696.00 |
| Total monthly payment | $332.00 | $393.00 | $1,078.00 |
| Total amount paid | $39,857.00 | $47,118.00 | $129,396.00 |
| See the full net-price breakdown in the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $18,504.00 |
| Average net price (off-campus) | $15,850.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,414.00 |
| $30,000 to $48,000 | $15,979.00 |
| $48,001 to $75,000 | $14,173.00 |
| $75,001 to $110,000 | $17,970.00 |
| Over $110,000 | $19,613.00 |
Run your own numbers with the Graceland University-Lamoni Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of Graceland University-Lamoni amounts to $14,209.00, landing it in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,250.00 |
| Median (50th) | $14,209.00 |
| 75th | $26,000.00 |
| 90th | $32,375.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $14,469.00 |
| High income | $15,750.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,542.00 |
| Continuing-generation students | $16,166.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Graceland University-Lamoni is $2,004.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Graceland University-Lamoni is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.5% |
To put the rates in context, Stafford loans at Graceland University-Lamoni reach $226,575,632.00 spread across 9,473 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $9,068.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $3,750.00 |
Dig into veteran education benefits on the veterans benefits detail.
The figures above are a starting point — as you weigh Graceland University-Lamoni, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.