by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Grady Health System Professional Schools— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Counting every undergraduate at Grady Health System Professional Schools, 57% finance part of their studies with federal loans, for a typical $8,107 each per year.
Borrowing at that rate every year works out to about $16,214 in two years and roughly $32,428 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $8,107 |
| Undergraduates with a federal loan | 34 |
| Total federal loans (one year) | $275,626 |
The median student at Grady Health System Professional Schools borrows $12,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,500 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Grady Health System Professional Schools.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $6,500 |
| 75th percentile | $20,000 |
The indicators below describe what the typical debt costs to pay back at Grady Health System Professional Schools.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Grady Health System Professional Schools follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 48 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,750 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Grady Health System Professional Schools.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.