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Can You Afford Grand Valley State University?

This overview lays out the cost of attending Grand Valley State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$26,578.00 Cost of Attendance
$16,317.00 Avg Net Price
$19,500.00 Median Grad Debt

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How Much Does It Cost to Attend Grand Valley State University?

The full cost of attending Grand Valley State University fell between $26,578.00 to $32,986.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: close to $26,578.00 in-state against $32,986.00 out of state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

What It Costs Residents (no aid)

Tuition and fees $15,140.00
+ Room, board & other expenses $11,438.00
Total cost $26,578.00
That is 38% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $26,578.00
− Grants and scholarships −$12,050.00
Net price $14,528.00
That is 25% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $26,578.00
− Grants and scholarships −$16,095.00
Net price $10,483.00
That is 46% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $21,548.00
+ Room, board & other expenses $11,438.00
Total cost $32,986.00
That is 71% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $32,986.00
− Grants and scholarships −$12,050.00
Net price $20,936.00
That is 9% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $32,986.00
− Grants and scholarships −$16,095.00
Net price $16,891.00
That is 12% below the national average net price.
Go deeper on the components with the tuition & fees page plus room and board.

What a Full Degree Could Cost at Grand Valley State University

Cost of attendance here has been rising by around 3.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $10,876.00 $15,073.00 $27,575.00
Senior year $12,147.00 $16,834.00 $30,796.00
Total 4-year net price $46,015.00 $63,770.00 $116,663.00
10-year loan interest @ 6.8% $17,530.00 $24,294.00 $44,444.00
Total monthly payment $530.00 $734.00 $1,343.00
Total amount paid $63,545.00 $88,064.00 $161,108.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $10,876.00 $15,073.00 $27,575.00
Senior year $11,284.00 $15,638.00 $28,609.00
Total 2-year net price $22,160.00 $30,711.00 $56,184.00
10-year loan interest @ 6.8% $8,442.00 $11,700.00 $21,404.00
Total monthly payment $255.00 $353.00 $647.00
Total amount paid $30,603.00 $42,411.00 $77,589.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $17,525.00 $21,721.00 $34,223.00
Senior year $19,572.00 $24,259.00 $38,221.00
Total 4-year net price $74,142.00 $91,898.00 $144,791.00
10-year loan interest @ 6.8% $28,246.00 $35,010.00 $55,160.00
Total monthly payment $853.00 $1,058.00 $1,666.00
Total amount paid $102,388.00 $126,908.00 $199,951.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $17,525.00 $21,721.00 $34,223.00
Senior year $18,182.00 $22,536.00 $35,507.00
Total 2-year net price $35,707.00 $44,258.00 $69,731.00
10-year loan interest @ 6.8% $13,603.00 $16,861.00 $26,565.00
Total monthly payment $411.00 $509.00 $802.00
Total amount paid $49,310.00 $61,118.00 $96,295.00

See the full net-price breakdown in the net-price section.

What Families Actually Pay at Grand Valley State University

The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $16,317.00
Average net price (off-campus) $17,096.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $11,395.00
$30,000 to $48,000 $11,390.00
$48,001 to $75,000 $14,507.00
$75,001 to $110,000 $20,860.00
Over $110,000 $23,541.00

Run your own numbers with the Grand Valley State University Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Borrowing and Debt at Grand Valley State University

The typical debt load for borrowers leaving Grand Valley State University is $19,500.00, which federal data classifies as a Low ($10-20k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $4,071.00
25th $8,258.00
Median (50th) $19,500.00
75th $28,000.00
90th $36,751.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

Debt by Family Income at Grand Valley State University

Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $20,785.00
Middle income $19,523.00
High income $19,245.00

Graduates from lower-income families carry $1,540.00 in additional median debt versus high-income graduates.

First-Generation Borrowing at Grand Valley State University

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $20,366.00
Continuing-generation students $18,500.00

First-generation graduates from Grand Valley State University graduate with $1,866.00 in extra median debt compared with continuing-generation peers.

Pell Grant Recipients and Debt at Grand Valley State University

Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt gap between Pell and non-Pell graduates of Grand Valley State University comes to $4,539.00. Federal data flags this school for Pell-related debt inequity.

How Borrowers Repay Loans After Grand Valley State University

The default-rate category at Grand Valley State University is Low (<5%).

Window Cohort default rate
2-year 4.2%

For context on the loan portfolio, Stafford disbursements at Grand Valley State University add up to $1,636,244,858.00 over 72,332 borrowers.

Military and Veteran Aid at Grand Valley State University

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 250
Avg GI Bill amount $23,563.00
DoD Tuition Assistance recipients 40
Avg DoD Tuition Assistance $4,031.00

Explore GI Bill and military aid in detail on the college veterans page.

Questions to Ask Before You Commit

Use the figures above as a launch point, then think through Grand Valley State University, consider the following:

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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