by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Grays Harbor College can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financing solutions does GHC provide, and just what are you going to be eligible for? Keep scrolling for answers. Read on to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Grays Harbor College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Grays Harbor College, 95% of entering full-time freshmen got some type of financial assistance some 188 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $7,224 |
| Institutional grants & scholarships | 79% | $2,556 |
| Federal Pell grants | 42% | $5,181 |
| State/local grants | 58% | $3,812 |
| Federal student loans | 9% | $5,299 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At GHC, roughly 73% of undergraduates were awarded an average grant or scholarship of $6,691 (covering around 1216 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $6,691 |
| Federal Pell grants | 28% | $4,738 |
| Federal student loans | 4% | $6,435 |
On-campus students receiving title-IV aid were awarded grants averaging $10,925.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,217 |
| $30,001 – $75,000 | $4,216 |
| Over $75,000 | $7,184 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,783 |
| Off-campus title-IV students | $3,149 |
To get a personalized net price estimate, try GHC’s NPC: apps.ghc.edu/npc/.
The median student at GHC graduates with $7,665 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,665 |
| Median federal debt (graduates only) | $11,075 |
| Typical 10-year monthly payment (graduates) | $117.41/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at GHC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,996 |
| 25th percentile | $3,330 |
| 75th percentile | $11,204 |
| 90th percentile (highest-debt students) | $17,850 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,500 |
| Middle income | $7,712 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,744 |
| Continuing-generation students | $7,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,398 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. GHC.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at GHC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3021 |
| Total Stafford loan amount | $30,450,422 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 17 |
| Total GI Bill amount | $58,873 |
| Average GI Bill amount per recipient | $3,463 |
References
More about our data sources and methodologies.