by our College Data Analytics TeamHere you will find what students actually borrow to attend Greene County Career and Technology Center— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at Greene County Vocational-Technical School, 83% of freshmen borrow to help pay for their first year, at roughly $8,006 per borrower, covering both private and federal loans.
The typical federal loan comes to $8,006. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Greene County Vocational-Technical School (freshmen included), 89% borrow through federal student loan programs, with a mean of $8,222 each per year. It comes to 2.7% greater than the first-year federal average of $8,006.
Repeating that yearly amount projects to about $16,444 by year two and around $32,888 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 89% |
| Average federal loan per year | $8,222 |
| Undergraduates with a federal loan | 17 |
| Total federal loans (one year) | $139,776 |
The median student at Greene County Vocational-Technical School borrows $13,025 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,025 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Greene County Vocational-Technical School.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $9,500 |
| 75th percentile | $16,325 |
These figures turn the debt totals into a monthly repayment picture for Greene County Vocational-Technical School.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Greene County Vocational-Technical School follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.6% |
| Borrowers in the cohort | 34 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.