by our College Data Analytics TeamHere you will find what students actually borrow to attend Greene County Vocational School District— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Greene County Career Center, 0% of first-year students take on loan debt.
Across the full undergraduate body at Greene County Career Center (freshmen included), 27% use federal student loans to help pay for their education, borrowing on average $4,776 per year.
Borrowing the same amount each year would add up to roughly $9,552 in two years and roughly $19,104 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 27% |
| Average federal loan per year | $4,776 |
| Undergraduates with a federal loan | 6 |
| Total federal loans (one year) | $28,653 |
The median student at Greene County Career Center borrows $5,225 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,225 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Greene County Career Center.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,033 |
| 75th percentile | $7,917 |
These figures turn the debt totals into a monthly repayment picture for Greene County Career Center.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Greene County Career Center is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.6% |
| Borrowers in the cohort | 65 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.