by our College Data Analytics TeamA lot of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Guilford College can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does Guilford deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Guilford College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at Guilford College, 100% of new full-time first-years were awarded at least some aid around 364 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $33,419 |
| Institutional grants & scholarships | 99% | $26,962 |
| Federal Pell grants | 58% | $5,574 |
| State/local grants | 53% | $6,349 |
| Federal student loans | 62% | $5,408 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, approximately 86% of undergraduates were awarded grant or scholarship aid averaging $32,869 (for some 995 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $32,869 |
| Federal Pell grants | 44% | $5,712 |
| Federal student loans | 51% | $6,209 |
Title-IV recipients living on campus saw average grant aid of $33,419.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,955 |
| $30,001 – $75,000 | $25,030 |
| Over $75,000 | $27,932 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,270 |
| Off-campus title-IV students | $19,779 |
To get a personalized net price estimate, try Guilford’s official net price calculator: npc.collegeboard.org/student/app/guilford.
The median federal debt load at Guilford comes to $15,448 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,448 |
| Median federal debt (graduates only) | $26,000 |
| Typical 10-year monthly payment (graduates) | $275.64/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Guilford.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,466 |
| 25th percentile | $5,751 |
| 75th percentile | $28,910 |
| 90th percentile (highest-debt students) | $41,605 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,359 |
| Middle income | $16,882 |
| High income | $15,825 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,248 |
| Continuing-generation students | $15,825 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $23,850 |
The figure below distills the debt data into a single burden category for Guilford.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at Guilford:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8624 |
| Total Stafford loan amount | $170,179,186 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $27,120 |
| Average GI Bill amount per recipient | $27,120 |
References
More about our data sources and methodologies.