by our College Data Analytics TeamMost students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Gwinnett Technical College can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial aid options can GTC offer you, and what will you qualify for? Keep reading for more information. Keep scrolling to find out how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Gwinnett Technical College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For incoming first-year students at Gwinnett Technical College, 82% of the incoming full-time class was awarded financial aid approximately 337 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $8,119 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 62% | $8,258 |
| State/local grants | 40% | $2,739 |
| Federal student loans | 23% | $4,412 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, approximately 72% of undergrads got grants or scholarships worth on average $4,783 (for some 7020 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $4,783 |
| Federal Pell grants | 41% | $6,581 |
| Federal student loans | 20% | $5,516 |
Title-IV recipients living on campus saw average grant aid of $8,626.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,268 |
| $30,001 – $75,000 | $12,661 |
| Over $75,000 | $18,121 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,696 |
| Off-campus title-IV students | $12,599 |
For a personalized estimate based on your family’s financial situation, use GTC’s net price tool: www.gwinnetttech.edu/about/oire/net-price-calculator/.
The median student at GTC graduates with $7,056 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,056 |
| Median federal debt (graduates only) | $13,000 |
| Typical 10-year monthly payment (graduates) | $137.82/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. These percentiles trace how cumulative federal debt is spread among borrowers at GTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,000 |
| 75th percentile | $12,764 |
| 90th percentile (highest-debt students) | $21,469 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
| Middle income | $6,591 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,334 |
| Continuing-generation students | $6,443 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,750 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. GTC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at GTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 18300 |
| Total Stafford loan amount | $193,446,512 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $1,678 |
| Average GI Bill amount per recipient | $1,678 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.